Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl

Moderate Risk
Fixed Income
Banking and PSU

NAV as on Mar 31, 2026

Price per unit of the scheme.

₹ 11.24210.02%1 Day Change

-0.21%

Minimum Investment₹5000

Expense Ratio0.23%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl

Fixed Income: Banking and PSU Average NAV

Topper in Fixed Income: Banking and PSU

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Banking & PSU Debt TR INR

Expense Ratio

0.23%

Category Avg Expense Ratio

0.34%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 370.97 Cr(As on Jan, 2026)

Inception Date

Jul 15, 2013

Turnover

- %

Exit Load

For redemption within 12 months from the date of allotment - 1%. For redemption after 12 months from the date of allotment - Nil.

ABOUT THE FUND

Objective: To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is an Fixed Income - Banking and PSU fund. The fund was launched inJul 15, 2013. Its risk level is . The NAV of the fund as onApr 02, 2026 is ₹11.23. Its expense ratio is 0.23 %. The fund has an AUM of ₹370.97 Cr.The fund is managed byDwijendra Srivastava,Sandeep Agarwal,Yash Sanghvi.
The minimum initial investment is ₹5000 in Lumpsum mode.

SUBSCRIBE TO

BUSINESS TODAY MAGAZINE

Subscribe Now

Already a subscriber?Login

FUND MANAGER

Sandeep Agarwal

Lead Fund Manager.

May 16, 2022 - Present

Fund Manager Rank52Out of 104
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed11
Total AUM₹ 20,891.61 Cr
Highest Return In 1 Yr6.55 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Sundaram Medium Term Bond - Direct Plan - Growth Option

₹ 78.55

-0.98%

-1.09%

Moderate Risk

₹35.08Cr

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

₹ 45.11

-0.38%

-0.64%

Moderate Risk

₹370.97Cr

Sundaram Aggressive Hybrid Fund Direct Plan Growth

₹ 172.35

-6.42%

-6.10%

High Risk

₹7,933.61Cr

Sundaram Medium Term Bond - Direct Plan - Growth Option

Moderate Risk

NAV₹ 78.55
Fund Size₹35.08Cr

Fund Return-0.98%

Category Return-1.09%

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 45.11
Fund Size₹370.97Cr

Fund Return-0.38%

Category Return-0.64%

Sundaram Aggressive Hybrid Fund Direct Plan Growth

High Risk

NAV₹ 172.35
Fund Size₹7,933.61Cr

Fund Return-6.42%

Category Return-6.10%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dwijendra Srivastava

Lead Fund Manager.

Jul 27, 2010 - Present

Schemes managed15
Total AUM₹ 26,197.44 Cr
Highest Return In 1 Yr6.92 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Sundaram Medium Term Bond - Direct Plan - Growth Option

₹ 78.55

-0.98%

-1.09%

Moderate Risk

₹35.08Cr

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

₹ 45.11

-0.38%

-0.64%

Moderate Risk

₹370.97Cr

Sundaram Aggressive Hybrid Fund Direct Plan Growth

₹ 172.35

-6.42%

-6.10%

High Risk

₹7,933.61Cr

Sundaram Medium Term Bond - Direct Plan - Growth Option

Moderate Risk

NAV₹ 78.55
Fund Size₹35.08Cr

Fund Return-0.98%

Category Return-1.09%

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 45.11
Fund Size₹370.97Cr

Fund Return-0.38%

Category Return-0.64%

Sundaram Aggressive Hybrid Fund Direct Plan Growth

High Risk

NAV₹ 172.35
Fund Size₹7,933.61Cr

Fund Return-6.42%

Category Return-6.10%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Yash Sanghvi

Lead Fund Manager.

May 31, 2025 - Present

Schemes managed3
Total AUM₹ 7,583.76 Cr
Highest Return In 1 Yr6.26 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Sundaram Overnight Fund Direct Growth

₹ 1,431.57

0.44%

Low Risk

₹998.09Cr

Sundaram Liquid Fund -Direct Plan - Growth Option

₹ 2,438.82

0.64%

0.54%

Moderate Risk

₹6,214.71Cr

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

₹ 45.11

-0.38%

-0.64%

Moderate Risk

₹370.97Cr

Sundaram Overnight Fund Direct Growth

Low Risk--

NAV₹ 1,431.57
Fund Size₹998.09Cr

Fund Return0.44%

Category Return--

Sundaram Liquid Fund -Direct Plan - Growth Option

Moderate Risk--

NAV₹ 2,438.82
Fund Size₹6,214.71Cr

Fund Return0.64%

Category Return0.54%

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 45.11
Fund Size₹370.97Cr

Fund Return-0.38%

Category Return-0.64%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar, 2026

EQUITY (-%)

DEBT (83.64%)

CASH (15.87%)

Allocation by Market Cap

Other Cap(0.49%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
0.23
This Fund
VS
0.05
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
83.38
This Fund
VS
75.13
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.89
This Fund
VS
1.00
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.35
This Fund
VS
0.52
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.58
This Fund
VS
0.98
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
1.22
This Fund
VS
1.46
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth ₹ 74,950.16 crores. It’s current offering of mutual fund schemes includes 33 equity, 10 debt and 6 hybrid schemes.

Phone

+91 44 28583362/3367

rahulm@sundarammutual.com

AUM

₹ 74,950.16 Cr (

As on Feb 28, 2026

)

Address

Sundaram Towers, Chennai,600 014

FAQs

What is the category of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The category of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is Fixed Income - Banking and PSU

What is the current NAV of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The current NAV of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl as on Mar 31, 2026 is ₹11.24

How safe is Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The risk level of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is Moderate.

What are short term returns given by Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl in 1 month is -0.21%, 3 months is 0.46%, 6 months is 1.37%, and 1 year is 5.28%

What are the long term returns given by Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl in 3 years is 7.03% and 5 years is 5.60%.

What is the expense ratio of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The expense ratio of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is 0.23%

What is the AUM of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is Rs 370.97 crores.

What is the minimum investment in Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl is ₹1,000.00

What is the asset allocation of Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl?

Sundaram Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl has an exposure of 83.64% in Debt and 15.87% in Cash & Money Market Securities