Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl

Very High Risk
Equity
Sector - Financial Services

NAV as on May 6, 2026

Price per unit of the scheme.

₹ 38.20052.23%1 Day Change

7.08%

Minimum Investment₹5000

Expense Ratio2.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

2.07%

Category Avg Expense Ratio

0.90%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 2,742.60 Cr(As on Mar, 2026)

Inception Date

Dec 28, 2015

Turnover

17.19 %

Exit Load

0.25% of NAV if redeemed on or before expiry of 30 days from the date of allotment.

Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is an Equity - Sector - Financial Services fund. The fund was launched inDec 28, 2015. Its risk level is . The NAV of the fund as onMay 06, 2026 is ₹38.20. Its expense ratio is 2.07 %. The fund has an AUM of ₹2,742.60 Cr.The fund is managed byAmey Sathe,Kapil Malhotra.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Amey Sathe

Lead Fund Manager.

Oct 14, 2021 - Present

Fund Manager Rank12Out of 37
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed7
Total AUM₹ 16,286.89 Cr
Highest Return In 1 Yr7.45 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Equity P/E Fund Direct Plan Growth

₹ 395.68

6.76%

8.59%

Very High Risk

₹7,908.85Cr

Tata Banking & Financial Services Fund Direct Growth

₹ 50.97

7.40%

7.44%

Very High Risk

₹2,742.60Cr

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

₹ 63.37

8.09%

Very High Risk

₹301.63Cr

Tata Equity P/E Fund Direct Plan Growth

Very High Risk

NAV₹ 395.68
Fund Size₹7,908.85Cr

Fund Return6.76%

Category Return8.59%

Tata Banking & Financial Services Fund Direct Growth

Very High Risk

NAV₹ 50.97
Fund Size₹2,742.60Cr

Fund Return7.40%

Category Return7.44%

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

Very High Risk

NAV₹ 63.37
Fund Size₹301.63Cr

Fund Return8.09%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Kapil Malhotra

Lead Fund Manager.

Oct 31, 2025 - Present

Fund Manager Rank12Out of 37
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed9
Total AUM₹ 29,626.08 Cr
Highest Return In 1 Yr17.18 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Large Cap Fund Direct Plan Growth

₹ 583.15

8.29%

7.44%

Very High Risk

₹2,448.18Cr

Tata Dividend Yield Fund Direct Growth

₹ 21.15

12.23%

7.56%

Very High Risk

₹916.45Cr

Tata Housing Opportunities Fund Direct Growth

₹ 15.68

12.58%

Very High Risk

₹419.09Cr

Tata Large Cap Fund Direct Plan Growth

Very High Risk

NAV₹ 583.15
Fund Size₹2,448.18Cr

Fund Return8.29%

Category Return7.44%

Tata Dividend Yield Fund Direct Growth

Very High Risk--

NAV₹ 21.15
Fund Size₹916.45Cr

Fund Return12.23%

Category Return7.56%

Tata Housing Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 15.68
Fund Size₹419.09Cr

Fund Return12.58%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar, 2026

EQUITY (99.82%)

DEBT (-%)

CASH (0.18%)

Allocation by Market Cap

Large Cap(71.60%)

Mid Cap(15.87%)

Small Cap(12.35%)

Industry Holdings

Banks Regional59.47%
Insurance Life12.17%
Credit Services7.32%
Asset Management4.97%
Specialty Finance3.12%
Financial Conglomerates3.04%

Stock Holdings

HDFC Bank Ltd16.00%
ICICI Bank Ltd14.31%
State Bank of India10.11%
Axis Bank Ltd9.19%
Shriram Finance Ltd4.37%
SBI Life Insurance Co Ltd3.77%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
2.76
This Fund
VS
2.06
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
88.75
This Fund
VS
85.68
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.97
This Fund
VS
0.98
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.52
This Fund
VS
0.43
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.77
This Fund
VS
0.65
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
15.87
This Fund
VS
16.91
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Tata Asset Management Pvt Ltd

Tata Asset Management Pvt Ltd manages assets worth ₹ 2,05,055.61 crores. It’s current offering of mutual fund schemes includes 39 equity, 18 debt and 10 hybrid schemes.

Phone

+91 22 6657 8282

kiran@tataamc.com

AUM

₹ 2,05,055.61 Cr (

As on Mar 31, 2026

)

Address

Mafatlal Centre, 9th Floor, Mumbai,400 021

FAQs

What is the category of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The category of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is Equity - Sector - Financial Services

What is the current NAV of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The current NAV of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl as on May 06, 2026 is ₹38.20

How safe is Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The risk level of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is Very High.

What are short term returns given by Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The return given by Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl in 1 month is 7.08%, 3 months is -4.28%, 6 months is -2.28%, and 1 year is 5.00%

What are the long term returns given by Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The return given by Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl in 3 years is 15.21% and 5 years is 13.22%.

What is the expense ratio of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The expense ratio of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is 2.07%

What is the AUM of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The assets under Management (AUM) of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is Rs 2,742.60 crores.

What is the minimum investment in Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl ?

The minimum Lumpsum investment in Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is ₹5,000.00 and the minimum SIP investment in Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl is ₹1,000.00

What is the asset allocation of Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl?

Tata Banking & Financial Services Fund Regular Payout of Income Distribution cum Capital Wtdrwl has an exposure of 99.82% in Equity and 0.18% in Cash & Money Market Securities