Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl

Very High Risk
Equity
ELSS (Tax Savings)

NAV as on Jan 14, 2026

Price per unit of the scheme.

₹ 233.82490.02%1 Day Change

-1.47%

Minimum Investment₹500

Expense Ratio0.76%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl

Equity: ELSS (Tax Savings) Average NAV

Topper in Equity: ELSS (Tax Savings)

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty 500 TR INR

Expense Ratio

0.76%

Category Avg Expense Ratio

0.86%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 1000

Lock In (Years)

Fund Size

₹ 4,795.40 Cr(As on Nov, 2025)

Inception Date

Jan 01, 2013

Turnover

15.47 %

Exit Load

Nil

Objective: To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is an Equity - ELSS (Tax Savings) fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJan 14, 2026 is ₹233.82. Its expense ratio is 0.76 %. The fund has an AUM of ₹4,795.40 Cr.The fund is managed bySailesh Jain,Tejas Gutka,Rahul Singh.
The minimum initial investment is ₹500 in Lumpsum mode.

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FUND MANAGER

Tejas Gutka

Lead Fund Manager.

Mar 9, 2021 - Present

Fund Manager Rank46Out of 62
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed3
Total AUM₹ 8,552.32 Cr
Highest Return In 1 Yr9.01 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata India Tax Savings Fund Growth Direct Plan

₹ 52.06

-1.47%

-1.45%

Very High Risk

₹4,795.40Cr

Tata Multicap Fund Direct Growth

₹ 15.23

-1.16%

-1.44%

Very High Risk

₹3,227.39Cr

Tata Housing Opportunities Fund Direct Growth

₹ 15.71

-1.23%

Very High Risk

₹529.53Cr

Tata India Tax Savings Fund Growth Direct Plan

Very High Risk

NAV₹ 52.06
Fund Size₹4,795.40Cr

Fund Return-1.47%

Category Return-1.45%

Tata Multicap Fund Direct Growth

Very High Risk--

NAV₹ 15.23
Fund Size₹3,227.39Cr

Fund Return-1.16%

Category Return-1.44%

Tata Housing Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 15.71
Fund Size₹529.53Cr

Fund Return-1.23%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sailesh Jain

Lead Fund Manager.

Dec 16, 2021 - Present

Schemes managed9
Total AUM₹ 44,725.66 Cr
Highest Return In 1 Yr18.60 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Dividend Yield Fund Direct Growth

₹ 20.20

-0.05%

-0.31%

Very High Risk

₹1,027.02Cr

Tata Quant Fund Direct Growth

₹ 15.38

-1.11%

Very High Risk

₹61.70Cr

Tata Equity Savings Direct Plan Growth

₹ 63.73

0.01%

-0.36%

Moderate Risk

₹276.87Cr

Tata Dividend Yield Fund Direct Growth

Very High Risk--

NAV₹ 20.20
Fund Size₹1,027.02Cr

Fund Return-0.05%

Category Return-0.31%

Tata Quant Fund Direct Growth

Very High Risk--

NAV₹ 15.38
Fund Size₹61.70Cr

Fund Return-1.11%

Category Return--

Tata Equity Savings Direct Plan Growth

Moderate Risk

NAV₹ 63.73
Fund Size₹276.87Cr

Fund Return0.01%

Category Return-0.36%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Rahul Singh

Lead Fund Manager.

Jul 1, 2025 - Present

Schemes managed16
Total AUM₹ 46,972.85 Cr
Highest Return In 1 Yr18.60 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Balanced Advantage Fund Direct Growth

₹ 14.51

-1.05%

-0.72%

Very High Risk

₹756.40Cr

Tata Business Cycle Fund Direct Growth

₹ 19.90

-1.95%

Very High Risk

₹2,876.13Cr

LIC MF Overnight Fund Direct Growth

₹ 1,381.84

0.46%

Low to Moderate Risk

₹615.75Cr

LIC MF Balanced Advantage Fund Direct Growth

Very High Risk--

NAV₹ 14.51
Fund Size₹756.40Cr

Fund Return-1.05%

Category Return-0.72%

Tata Business Cycle Fund Direct Growth

Very High Risk--

NAV₹ 19.90
Fund Size₹2,876.13Cr

Fund Return-1.95%

Category Return--

LIC MF Overnight Fund Direct Growth

Low to Moderate Risk--

NAV₹ 1,381.84
Fund Size₹615.75Cr

Fund Return0.46%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Dec, 2025

EQUITY (98.02%)

DEBT (-%)

CASH (1.98%)

Allocation by Market Cap

Large Cap(63.93%)

Mid Cap(13.82%)

Small Cap(20.25%)

Industry Holdings

Banks Regional22.85%
Auto Parts8.64%
Information Technology Services6.37%
Telecom Services6.37%
Oil Gas Refining Marketing4.56%
Engineering Construction4.52%

Stock Holdings

HDFC Bank Ltd7.20%
ICICI Bank Ltd6.01%
Bharti Airtel Ltd5.90%
Reliance Industries Ltd4.47%
State Bank of India4.22%
Infosys Ltd3.63%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
0.48
This Fund
VS
1.15
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
92.06
This Fund
VS
88.00
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.95
This Fund
VS
0.94
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.76
This Fund
VS
0.80
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.23
This Fund
VS
1.32
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
12.69
This Fund
VS
12.96
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Tata Asset Management Pvt Ltd

Tata Asset Management Pvt Ltd manages assets worth ₹ 2,25,152.95 crores. It’s current offering of mutual fund schemes includes 38 equity, 18 debt and 10 hybrid schemes.

Phone

+91 22 6657 8282

kiran@tataamc.com

AUM

₹ 2,25,152.95 Cr (

As on Nov 30, 2025

)

Address

Mafatlal Centre, 9th Floor, Mumbai,400 021

FAQ's

What is the category of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The category of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Equity - ELSS (Tax Savings)

What is the current NAV of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The current NAV of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl as on Jan 14, 2026 is ₹233.82

How safe is Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The risk level of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Very High.

What are short term returns given by Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The return given by Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl in 1 month is -1.47%, 3 months is 2.16%, 6 months is 2.28%, and 1 year is 6.63%

What are the long term returns given by Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The return given by Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl in 3 years is 15.79% and 5 years is 15.66%.

What is the expense ratio of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The expense ratio of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is 0.76%

What is the AUM of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Rs 4,795.40 crores.

What is the minimum investment in Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is ₹500.00 and the minimum SIP investment in Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is ₹1,000.00

What is the asset allocation of Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl?

Tata India Tax Savings Fund Direct Plan Payout of Inc Dist cum Cap Wdrl has an exposure of 98.02% in Equity and 1.98% in Cash & Money Market Securities