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union value discovery fund direct growth
Union Value Discovery Fund Direct Growth

Union Value Discovery Fund Direct Growth

  • Very High Risk
  • Equity
  • Value
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NAV as on Dec 19, 2025
i
Price per unit of the scheme.
₹ 30.93000.72%1 Day Change
-0.71%
Minimum Investment₹1000
Expense Ratio1.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Union Value Discovery Fund Direct Growth
VS
Equity: Value Average NAV
    Topper in Equity: Value
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Union Value Discovery Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    S&P BSE 500 India TR INR
    Expense Ratio
    1.51%
    Category Avg Expense Ratio
    1.04%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 369.58 Cr(As on Nov, 2025)
    Inception Date
    Dec 05, 2018
    Turnover
    65.00 %
    Exit Load
    1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter (w.e.f. June 01, 2020).

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

    Union Value Discovery Fund Direct Growth is an Equity - Value fund. The fund was launched inDec 05, 2018. Its risk level is . The NAV of the fund as onDec 19, 2025 is ₹30.93. Its expense ratio is 1.51 %. The fund has an AUM of ₹369.58 Cr.The fund is managed byHardick Bora,Sanjay Bembalkar,Gaurav Chopra,Vinod Malviya.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sanjay Bembalkar
    Sanjay Bembalkar
    i
    Lead Fund Manager.
    Jun 7, 2021 - Present
    • Fund Manager Rank13Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed13
    • Total AUM₹ 12,713.81 Cr
    • Highest Return In 1 Yr6.02 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Multicap Fund Direct Growth
    --
    ₹ 16.82
    -1.41%
    -1.63%
    Very High Risk
    ₹1,338.22Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.93
    -0.71%
    -0.64%
    Very High Risk
    ₹369.58Cr
    Union Largecap Fund Direct Growth
    ₹ 25.41
    -1.93%
    -0.63%
    Very High Risk
    ₹478.93Cr
    Union Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.82
    • Fund Size₹1,338.22Cr
    Fund Return-1.41%
    Category Return-1.63%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.93
    • Fund Size₹369.58Cr
    Fund Return-0.71%
    Category Return-0.64%
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.41
    • Fund Size₹478.93Cr
    Fund Return-1.93%
    Category Return-0.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vinod Malviya
    Vinod Malviya
    i
    Lead Fund Manager.
    Nov 1, 2024 - Present
    • Fund Manager Rank13Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 6,441.95 Cr
    • Highest Return In 1 Yr5.41 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Largecap Fund Direct Growth
    ₹ 25.41
    -1.93%
    -0.63%
    Very High Risk
    ₹478.93Cr
    Union Large & Midcap Fund Direct Growth
    ₹ 28.07
    -0.57%
    -1.27%
    Very High Risk
    ₹949.08Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.93
    -0.71%
    -0.64%
    Very High Risk
    ₹369.58Cr
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.41
    • Fund Size₹478.93Cr
    Fund Return-1.93%
    Category Return-0.63%
    Union Large & Midcap Fund Direct Growth
    Very High Risk
    • NAV₹ 28.07
    • Fund Size₹949.08Cr
    Fund Return-0.57%
    Category Return-1.27%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.93
    • Fund Size₹369.58Cr
    Fund Return-0.71%
    Category Return-0.64%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Hardick Bora
    Hardick Bora
    i
    Lead Fund Manager.
    Jan 25, 2023 - Present
    • Schemes managed13
    • Total AUM₹ 12,713.81 Cr
    • Highest Return In 1 Yr6.02 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Multicap Fund Direct Growth
    --
    ₹ 16.82
    -1.41%
    -1.63%
    Very High Risk
    ₹1,338.22Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.93
    -0.71%
    -0.64%
    Very High Risk
    ₹369.58Cr
    Union Largecap Fund Direct Growth
    ₹ 25.41
    -1.93%
    -0.63%
    Very High Risk
    ₹478.93Cr
    Union Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.82
    • Fund Size₹1,338.22Cr
    Fund Return-1.41%
    Category Return-1.63%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.93
    • Fund Size₹369.58Cr
    Fund Return-0.71%
    Category Return-0.64%
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.41
    • Fund Size₹478.93Cr
    Fund Return-1.93%
    Category Return-0.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gaurav Chopra
    Gaurav Chopra
    i
    Lead Fund Manager.
    Nov 1, 2024 - Present
    • Schemes managed5
    • Total AUM₹ 5,303.21 Cr
    • Highest Return In 1 Yr6.02 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Midcap Fund Direct Growth
    ₹ 52.66
    -0.62%
    -1.52%
    Very High Risk
    ₹1,638.06Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.93
    -0.71%
    -0.64%
    Very High Risk
    ₹369.58Cr
    Union Balanced Advantage Fund Direct Growth
    ₹ 22.36
    -0.36%
    -0.45%
    Moderately High risk
    ₹1,370.71Cr
    Union Midcap Fund Direct Growth
    Very High Risk
    • NAV₹ 52.66
    • Fund Size₹1,638.06Cr
    Fund Return-0.62%
    Category Return-1.52%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.93
    • Fund Size₹369.58Cr
    Fund Return-0.71%
    Category Return-0.64%
    Union Balanced Advantage Fund Direct Growth
    Moderately High risk
    • NAV₹ 22.36
    • Fund Size₹1,370.71Cr
    Fund Return-0.36%
    Category Return-0.45%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (97.38%)
    DEBT (0.08%)
    CASH (2.55%)
    Allocation by Market Cap
    Large Cap(57.28%)
    Mid Cap(17.18%)
    Small Cap(20.59%)
    Industry Holdings
    • Banks Regional23.48%
    • Information Technology Services7.46%
    • Oil Gas Refining Marketing5.90%
    • Telecom Services5.48%
    • Auto Manufacturers4.85%
    • Auto Parts4.63%
    Stock Holdings
    • HDFC Bank Ltd7.20%
    • Reliance Industries Ltd5.17%
    • Bharti Airtel Ltd3.78%
    • State Bank of India3.22%
    • Infosys Ltd3.19%
    • Larsen & Toubro Ltd3.16%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      3.65
      This Fund
      VS
      3.48
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      89.70
      This Fund
      VS
      85.53
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.90
      This Fund
      VS
      0.96
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.92
      This Fund
      VS
      0.86
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.59
      This Fund
      VS
      1.49
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      12.49
      This Fund
      VS
      13.58
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Union Asset Management Co. Pvt. Ltd.
    Union Asset Management Co. Pvt. Ltd. manages assets worth ₹ 26,836.23 crores. It’s current offering of mutual fund schemes includes 13 equity, 8 debt and 10 hybrid schemes.
    phone icon
    Phone
    +91 022 67483333
    mail icon
    Email
    investorcare@unionmf.com
    aum
    AUM
    ₹ 26,836.23 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    Unit 802, 8th Floor, Tower ‘A’, Mumbai,400013

    bt_logoFAQ's

    What is the category of Union Value Discovery Fund Direct Growth ?
    The category of Union Value Discovery Fund Direct Growth is Equity - Value
    What is the current NAV of Union Value Discovery Fund Direct Growth ?
    The current NAV of Union Value Discovery Fund Direct Growth as on Dec 19, 2025 is ₹30.93
    How safe is Union Value Discovery Fund Direct Growth ?
    The risk level of Union Value Discovery Fund Direct Growth is Very High.
    What are short term returns given by Union Value Discovery Fund Direct Growth ?
    The return given by Union Value Discovery Fund Direct Growth in 1 month is -0.71%, 3 months is 1.14%, 6 months is 6.40%, and 1 year is 5.28%
    What are the long term returns given by Union Value Discovery Fund Direct Growth ?
    The return given by Union Value Discovery Fund Direct Growth in 3 years is 18.60% and 5 years is 19.41%.
    What is the expense ratio of Union Value Discovery Fund Direct Growth ?
    The expense ratio of Union Value Discovery Fund Direct Growth is 1.51%
    What is the AUM of Union Value Discovery Fund Direct Growth ?
    The assets under Management (AUM) of Union Value Discovery Fund Direct Growth is Rs 369.58 crores.
    What is the minimum investment in Union Value Discovery Fund Direct Growth ?
    The minimum Lumpsum investment in Union Value Discovery Fund Direct Growth is ₹1,000.00 and the minimum SIP investment in Union Value Discovery Fund Direct Growth is ₹1,000.00
    What is the asset allocation of Union Value Discovery Fund Direct Growth?
    Union Value Discovery Fund Direct Growth has an exposure of 97.38% in Equity, 0.08% in Debt and 2.55% in Cash & Money Market Securities

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