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uti equity savings fund direct growth
UTI Equity Savings Fund Direct Growth

UTI Equity Savings Fund Direct Growth

  • Moderately High risk
  • Allocation
  • Equity Savings
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NAV as on Nov 26, 2025
i
Price per unit of the scheme.
₹ 20.15650.47%1 Day Change
1.47%
Minimum Investment₹5000
Expense Ratio0.68%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
UTI Equity Savings Fund Direct Growth
VS
Allocation: Equity Savings Average NAV
    Topper in Allocation: Equity Savings
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    UTI Equity Savings Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    Crisil Equity Savings Index TR INR
    Expense Ratio
    0.68%
    Category Avg Expense Ratio
    0.71%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1500
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 746.37 Cr(As on Oct, 2025)
    Inception Date
    Aug 30, 2018
    Turnover
    388.00 %
    Exit Load
    Redemption / Switch out within 30 daysfrom the date of allotment 1.00%Redemption / Switch out after 30 daysfrom the date of allotment NIL

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

    UTI Equity Savings Fund Direct Growth is an Allocation - Equity Savings fund. The fund was launched inAug 30, 2018. Its risk level is . The NAV of the fund as onNov 26, 2025 is ₹20.16. Its expense ratio is 0.68 %. The fund has an AUM of ₹746.37 Cr.The fund is managed byV Srivatsa,Sunil Patil.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    V Srivatsa
    V Srivatsa
    i
    Lead Fund Manager.
    Aug 30, 2018 - Present
    • Schemes managed3
    • Total AUM₹ 12,632.97 Cr
    • Highest Return In 1 Yr8.72 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI Hybrid Equity Fund-Growth - Direct
    ₹ 450.60
    2.20%
    -0.21%
    Very High Risk
    ₹6,595.50Cr
    UTI Equity Savings Fund Direct Growth
    ₹ 20.16
    1.47%
    0.38%
    Moderately High risk
    ₹746.37Cr
    UTI Core Equity Fund-Growth Option - Direct
    ₹ 201.09
    2.90%
    -0.26%
    Very High Risk
    ₹5,291.10Cr
    UTI Hybrid Equity Fund-Growth - Direct
    Very High Risk
    • NAV₹ 450.60
    • Fund Size₹6,595.50Cr
    Fund Return2.20%
    Category Return-0.21%
    UTI Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 20.16
    • Fund Size₹746.37Cr
    Fund Return1.47%
    Category Return0.38%
    UTI Core Equity Fund-Growth Option - Direct
    Very High Risk
    • NAV₹ 201.09
    • Fund Size₹5,291.10Cr
    Fund Return2.90%
    Category Return-0.26%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sunil Patil
    Sunil Patil
    i
    Lead Fund Manager.
    Aug 30, 2018 - Present
    • Schemes managed11
    • Total AUM₹ 15,035.48 Cr
    • Highest Return In 1 Yr12.10 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
    --
    ₹ 12.63
    0.65%
    -%
    Moderate Risk
    ₹328.50Cr
    UTI Hybrid Equity Fund-Growth - Direct
    ₹ 450.60
    2.20%
    -0.21%
    Very High Risk
    ₹6,595.50Cr
    UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct Growth
    --
    ₹ 12.25
    0.54%
    -%
    Low to Moderate Risk
    ₹170.99Cr
    UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.63
    • Fund Size₹328.50Cr
    Fund Return0.65%
    Category Return--
    UTI Hybrid Equity Fund-Growth - Direct
    Very High Risk
    • NAV₹ 450.60
    • Fund Size₹6,595.50Cr
    Fund Return2.20%
    Category Return-0.21%
    UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 12.25
    • Fund Size₹170.99Cr
    Fund Return0.54%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Oct, 2025
    EQUITY (40.47%)
    DEBT (23.65%)
    CASH (35.89%)
    Allocation by Market Cap
    Large Cap(33.79%)
    Mid Cap(2.00%)
    Industry Holdings
    • -%
    Stock Holdings
    • HDFC Bank Ltd4.77%
    • Axis Bank Ltd4.52%
    • Mahindra & Mahindra Ltd4.31%
    • Grasim Industries Ltd3.96%
    • Kotak Mahindra Bank Ltd3.45%
    • Reliance Industries Ltd3.30%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.12
      This Fund
      VS
      0.74
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.00
      This Fund
      VS
      1.24
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      4.16
      This Fund
      VS
      4.40
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    UTI Asset Management Co Ltd
    UTI Asset Management Co Ltd manages assets worth ₹ 2,47,028.51 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91-22-6678 6666
    mail icon
    Email
    aum
    AUM
    ₹ 2,47,028.51 Cr (
    As on Oct 31, 2025
    )
    location
    Address
    PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

    bt_logoFAQ's

    What is the category of UTI Equity Savings Fund Direct Growth ?
    The category of UTI Equity Savings Fund Direct Growth is Allocation - Equity Savings
    What is the current NAV of UTI Equity Savings Fund Direct Growth ?
    The current NAV of UTI Equity Savings Fund Direct Growth as on Nov 26, 2025 is ₹20.16
    How safe is UTI Equity Savings Fund Direct Growth ?
    The risk level of UTI Equity Savings Fund Direct Growth is Moderately High.
    What are short term returns given by UTI Equity Savings Fund Direct Growth ?
    The return given by UTI Equity Savings Fund Direct Growth in 1 month is 1.47%, 3 months is 4.14%, 6 months is 4.22%, and 1 year is 8.72%
    What are the long term returns given by UTI Equity Savings Fund Direct Growth ?
    The return given by UTI Equity Savings Fund Direct Growth in 3 years is 11.63% and 5 years is 12.19%.
    What is the expense ratio of UTI Equity Savings Fund Direct Growth ?
    The expense ratio of UTI Equity Savings Fund Direct Growth is 0.68%
    What is the AUM of UTI Equity Savings Fund Direct Growth ?
    The assets under Management (AUM) of UTI Equity Savings Fund Direct Growth is Rs 746.37 crores.
    What is the minimum investment in UTI Equity Savings Fund Direct Growth ?
    The minimum Lumpsum investment in UTI Equity Savings Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in UTI Equity Savings Fund Direct Growth is ₹1,500.00
    What is the asset allocation of UTI Equity Savings Fund Direct Growth?
    UTI Equity Savings Fund Direct Growth has an exposure of 40.47% in Equity, 23.65% in Debt and 35.89% in Cash & Money Market Securities

    bt_logoCALCULATORS

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