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Sandeep Batra, Executive Director, ICICI Prudential Life

Updated : Apr 23, 2019

"96% of our ULIP funds have consistently outperformed their respective benchmarks since inception"

Sandeep Batra, Executive Director, ICICI Prudential Life speaks with Teena Jain Kaiushal about the industry, the company's investment philosophy and the way forward for the life insurance industry.

Updated : Sep 7, 2017

Planning to buy a second-hand car on loan? Here's what you need to do

Some of the major reasons behind low penetration of used car loans are lower market-share of organized players, complicated procedure, and inferior product features.

Updated : Sep 7, 2017

'Ensure that you have sufficient insurance coverage'

As per the available public data, life insurance accounts for only 19 per cent of total household savings. Further, life insurance penetration in India is merely 2.72 per cent compared to 3.74 per cent in Asia and 3.99 per cent in Europe.

Updated : Sep 7, 2017

Are IPOs an attractive investment in today's scenario?

Each IPO should be judged on a case by case basis although recent trends suggest that investors' appetite for them will continue since performance has been exceptional. Almost all companies that went public since 2016 are trading significantly above their IPO listing prices. If the Qualified Institutional Buyers (QIB) portion of public issue continues to be oversubscribed, then the returns could be attractive in the future.

Updated : Sep 7, 2017

Time to rethink your estate plan in today's realm

Increased purchasing powers, rise in life expectancy and related concerns about outliving retirement are primary factors to be considered while considering estate planning.

Updated : Sep 7, 2017

How GST will boost the insurance sector's fortunes

The new nationwide goods and services tax (GST) to be rolled out from July 1 will create one of the world's biggest single markets.

Updated : Sep 7, 2017

How foreign companies can file income tax return in India

It has become an area of interest for both Reserve Bank of India (RBI) and the Income Tax (IT) department.

Updated : Sep 7, 2017

Financial advice for NRI returning to India

After adjusting your goals to inflation, you will need a corpus of approximately Rs 5.5 crore to meet your objectives.

Rajiv Kumar - MD and CEO, Universal Sompo General Insurance

Updated : Jul 4, 2017

Insurance sector to face initial hiccups post-GST as tax regime to impact insurers

The Indian insurance industry will face a temporary brunt as GST implementation will certainly impact insurers as well as individual policyholders.

Updated : Jun 28, 2017

Yoga and Investments: How Yoga is related to financial well-being?

Yoga catching the world's attention with the unanimous declaration by United Nation General Assembly (UNGA) to celebrate International Day of Yoga on June 21st. 

Updated : Jun 22, 2017

Why you should invest some of your funds in foreign equity and what are its benefits?

Many experts believe that the Indian Equity markets have now turned the corner from 'broad based rally' to 'stock picker's market'. In such a scenario, there might be a case for achieving geographical diversification by investing a portion of your moneys into International Mutual Funds.

Updated : Jun 1, 2017

How to increase your loan value ratio

Loan to value (LTV) ratio is a number that compares the size of a loan to the value of the property against which the loan has been taken.

Updated : May 29, 2017

Here's why every Indian millennial needs a credit card

Having grown up in an era of digital adoption and consumerist culture, millennials often have the luxury of choice and the feeling of instant gratification.

Updated : May 12, 2017

How investing is like playing a game of chess

At a chess board, each piece has a role to play, each move is calculated looking many moves into the future, and the player is balancing a measured attack with a solid defence.

Updated : May 3, 2017

"Online space has created exciting opportunities and this space is growing at a fast pace"

"With the background of this high awareness, companies have to focus on creating a transparent environment and offer solutions to the customers suiting their needs and requirements"

Updated : Mar 23, 2017

GST: Changing the face of Indian businesses

"GST is likely to revolutionize the way India does business, setting it on a path to become one of world's most evolved and business-friendly countries"

Updated : Feb 27, 2017

How to manage your home loan repayments

Home loan EMIs last for at least a decade and are the largest monthly expenditure item for a majority. Hence, borrowers usually look out for ways to reduce their home loan interest burden.

Updated : Feb 17, 2017

Four ways to pull out of credit card debt trap

"Many opt for settling their dues once and for all through a debt-settlement option; what we fail to realize is that such settlement does more harm than good by bringing down our credit score and restricting our ability to take loans in the future"

Updated : Jan 6, 2017

Indian markets: With waning momentum, theme to shift from Growth to Value.

"With de-mon damage set to linger longer, it is easy to guess that the consumption will be the first casualty"

Updated : Jan 6, 2017

How can a cashless economy help Insurance?

"We as a country are promoting a "cashless" environment and it is inevitable that during the coming years, our economy will move towards this reality"