Proactive service is another area seeing dramatic evolution. AI can predict maintenance needs based on real-world usage, from tyre wear to engine diagnostics, often before the driver even notices.
The Ethanol Blending Programme (EBP) is not just a fuel policy. It’s a rural development and climate action initiative that touches every layer of the economy — from farmers and industries to the environment
"In the Indian context quick commerce exists as a business and also as a channel. One must understand quick commerce is a digital business," said Isabelle Allen.
Out-of-pocket expenditure on healthcare still accounts for 48% of India’s total health spending (National Health Accounts, 2022), forcing families to dip into savings or borrow in times of crisis.
Frequent or non-essential withdrawals could defeat the purpose of long-term savings.
The lights, the bonuses, the atmosphere of abundance, it all creates a peculiar mindset where financial decisions feel different
Travel insurance often seems relevant only for international trips, but domestic travel insurance serves a distinct purpose during road travel, especially during festivals.
Rapid digitalisation, global economic uncertainty, and evolving criminal methods are main contributors to rising fraud in digital payments and banking.
Make Diwali your annual wealth-building reset. One year becomes five. Five years becomes a decade.
During Diwali, this distinction becomes critical: streets are crowded, celebrations unpredictable, and parked cars suddenly vulnerable in ways that don’t exist the rest of the year.
India could grow at 7% this fiscal despite the US tariffs, says Radhika Rao of DBS Bank; expect the rupee to mildly appreciate by the end of FY26 to 88 against USD.
Retirement planning should ideally begin as soon as you start earning a regular income. The earlier you start, the greater your potential returns.
We often wait for the “perfect time” or “ the right time” to start investing. Next month, the next bonus, the right market, some sign that never comes. But Diwali has its own kind of magic.
Digital gold does come with considerations: platform stability, regulatory maturity, and the lack of physical possession, which can feel intangible.
Not every expense delivers the same emotional or practical value. Prioritise what brings genuine joy.
The robust growth of the gold loan industry so far reflects the broader economic trends in India, where gold remains a deeply ingrained part of cultural and financial practices.
The unique power of AI lies in its ability to replicate cognitive work. Past technologies mechanised muscles; AI replicates reasoning, design, and problem-solving.
The semiconductor industry stands at a crucial juncture-where extraordinary potential coexists with structural fragility.
Iqbal Dhaliwal, Global Executive Director, J-PAL, speaks on cash transfers, the need for skilling and the use of AI for social good.
The reliance on fossil fuel imports poses challenges to achieving sustainability goals as well as energy security, making India vulnerable to various geopolitical risks like upheaval in trade routes, which makes access and availability of resources unequal.
In India, the evolution of advisory and audit has been closely tied to governance reforms. After Independence, the government, through five-year plans and planning bodies, recognized the importance of advisory services.





