Medical emergencies abroad, whether a sudden fever or more serious conditions, are typically covered up to your selected sum insured — including hospitalisation, doctors’ fees and even medical evacuation if required.
By paying for an under construction property, what one gets is a right to get the property which is distinct from the right in the residential property.
If you withdraw money from your EPF account now, it will be taxable as the contributions in your EPF account were made for a period of less than 5 years.