India's Best Banks 2019

Chandra Shekhar Ghosh, MD & CEO, Bandhan Bank - Photograph by Bandeep Singh

Updated : Apr 2, 2021

Beyond Microfinance

Five-year-old Bandhan Bank has expanded its loan book across housing, personal and gold loans in under-served and unbanked geographies

Sandeep Bakhshi, MD & CEO, ICICI Bank -- Photograph by Rachit Goswami

Updated : Mar 5, 2021

Turnaround Strategy

Focus on operating profit and building a low-cost franchise have helped the country's second-largest private bank claim the top position

Ajay Adiseshann, Founder & CEO, PayMate - Photograph by Mandar Deodhar

Updated : Mar 5, 2021

Shifting Gears

Travel-focussed payment solutions firm PayMate hit a roadblock post Covid-19, but focus on other areas such as invoice discounting helped in damage control

Govind Singh, MD & CEO of Utkarsh Small Finance Bank Ltd - Photograph by Mandar Deodhar

Updated : Mar 5, 2021

Best of New Breed Banks

Laser-sharp focus on asset quality helps Utkarsh maintain lead over others

Dinesh Kumar Khara, Chairman, State Bank of India

Updated : Mar 5, 2021

Adapting to Change

Rapid digitisation and scaling up of non-banking businesses, from cards to insurance and MFs to YONO, have helped SBI transform itself

Sashi Jagdishan, MD & CEO, HDFC Bank - Photograph by Yasir Iqbal

Updated : Mar 5, 2021

Building on Growth 2.0

HDFC Bank refused to compromise on profitability and tapped semi-urban and rural markets to emerge far ahead of rivals

Kaku Nakhate, President and India Country Head, Bank of America - Photograph by Rachit Goswami

Updated : Mar 5, 2021

A Cross Border Crusader

Bank of America won by focusing on large Indian firms and multinationals

Updated : Mar 5, 2021

How We Did It

The methodology behind the BT-KPMG Best Banks Survey 2020

Shyam Srinivasan, MD & CEO, Federal Bank - Photograph by Ashish Vincent

Updated : Mar 5, 2021

Steady Player

A push for products that consume less capital has helped Federal Bank build a rock-steady institution

Updated : Mar 5, 2021

Technology Will Be the Deciding Factor

Banks' ability to transform themselves with speed and agility to survive the next revolution will determine the winners and losers

Aditya Puri, former MD of HDFC Bank - Photograph by Yasir Iqbal

Updated : Mar 5, 2021

Game Changer

After building India's second-largest bank, Aditya Puri is set to impact other sectors

Uday Kotak, MD & CEO, Kotak Mahindra Bank (Photograph by Bandeep Singh)

Updated : Mar 12, 2019

In Big League

Kotak mahindra Bank is gradually scaling up its universal banking model to play a bigger role in the financial services market.

Bhaktha Keshavachar (left), Co-Founder and CTO, and Byas Nambisan, CEO (Photograph by Lantern Camera)

Updated : Mar 8, 2019

Truly Frugal

Eight-year-old Ezetap is building a digital payments ecosystem through low-cost innovative solutions.

Aditya Puri, MD & CEO, HDFC BANK (Photograph by Rachit Goswami)

Updated : Mar 8, 2019

The Big Bang

The largest private sector bank, HDFC Bank, is looking to grow in semi-urban and rural markets.

Updated : Mar 8, 2019

How We Did It

Business Today-KPMG kicked off the annual exercise to select the country's best banks and fintech players some six months ago.

Kalpana Morparia, CEO, South & South East Asia, JP Morgan India (Photograph by Rachit Goswami)

Updated : Mar 8, 2019

The Dealmaker

JP Morgan is aggressively using technology and expanding its corporate client base in India.

Co-founders (clockwise) Ranjit Punja, CEO; R Sudarshan, COO; and Gowri Mukherjee, CMO (Photograph by R Varun Prasad)

Updated : Mar 8, 2019

Giving Credit

CreditMantri is contributing towards creating a healthy credit culture in the financial system.

Akhil Handa, Head, Fintech & New Business Initiatives, Bank Of Baroda (Photograph by Rachit Goswami)

Updated : Mar 8, 2019

Banking On Allies

Bank of Baroda is using the partnership model to stay ahead of competition in digital banking.

Updated : Mar 8, 2019

Bank Of The Future

Banking transformation has to follow a holistic approach, rather than a fragmented use-case based approach.

Vishwavir Ahuja, MD & CEO, RBL Bank (Photograph By Rachit Goswami)

Updated : Mar 8, 2019

In A Sweet Spot

RBL Bank is following a partnership model to scale up in smaller geographies.

Sunil Mehta, MD & CEO, PNB (Photograph by Danesh Jassawala)

Updated : Mar 8, 2019

Champion Of Inclusion

The fourth largest bank by assets in the country has been aggressive in providing banking services in the hinterland.

India's Best Banks 2019

Beyond Microfinance

Turnaround Strategy

Shifting Gears

Best of New Breed Banks

Adapting to Change

Building on Growth 2.0

A Cross Border Crusader

How We Did It

Steady Player

Technology Will Be the Deciding Factor

Game Changer

In Big League

Truly Frugal

The Big Bang

How We Did It

The Dealmaker

Giving Credit

Banking On Allies

Bank Of The Future

In A Sweet Spot

Champion Of Inclusion

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