
Investors looking beyond fixed deposits often consider bonds as an alternative for potentially higher returns. But how do bonds compare with FDs on risk, taxation and liquidity? Vishal Goenka, Co-founder, Indiabonds, explains why investors should compare bonds with other fixed-income products rather than equities. He also discusses how corporate bonds can offer higher yields, why FDs can still serve short-term liquidity needs, and why investors should be cautious about high-yield BBB and BBB- bonds. The discussion highlights the importance of checking credit quality, regulation and risk before investing in bonds.