Market Masters With A. Balasubramanian | Power Of SIP + SWP For Long-Term Wealth

In an exclusive conversation on Business Today TV, veteran fund manager A. Balasubramanian remains optimistic on India’s macro story despite mid/small-cap pain. Strong high-frequency data, festive uptick, RBI rate cuts and controlled inflation signal GDP revival. He attributes current market weakness to relentless primary market supply (IPOs, OFS) outpacing demand, forcing “sell-something-to-buy-something” trades amid absent FII flows.On global cues, rising Japanese & US bond yields and rupee beyond 90 reflect fiscal & tariff concerns. For long-term investors, he strongly advocates “SIP for Life” + planned SWP for retirement. Suggested allocation: 55-70% Flexi-cap, Multi-Asset & Balanced Advantage funds; continue mid/small-cap SIPs only with 7-10 year view. Discipline over timing is key.