Best Financial Habits For Gen Z: Budgeting, Smart Investing & Money Tips | Personal Finance

In this special edition of Money Today, we explore the Gen Z Investment Playbook with Pankaj Matpal, Founder and Managing Director of Optima Money Managers. From building healthy financial habits and starting investments early to managing expenses, avoiding unnecessary debt and planning for long-term goals, the discussion covers key aspects of personal finance for young investors. The conversation also explores the importance of budgeting, emergency funds, health insurance and disciplined investing. With easy access to financial information and a growing interest in newer asset classes, young investors face several opportunities and challenges. The episode highlights the need to balance present-day aspirations with future financial goals, understand investment risks and make informed decisions while building a sustainable approach to wealth creation.