Best Mutual Fund Categories for Beginners: Flexi-Cap, Multi-Cap & Multi-Asset Funds Explained

Choosing the right mutual fund categories is essential for building a diversified investment portfolio. Within equities, investors can explore large-cap, mid-cap, small-cap, flexi-cap and multi-cap funds, while multi-asset allocation funds provide exposure to equity, debt, gold, silver and other assets. Pankaj Mathpal, Founder & Managing Director, Optima Money Managers, explains why flexi-cap and multi-cap funds can be useful starting points for new investors, alongside multi-asset allocation and balanced advantage funds. Experienced investors can build more customised portfolios based on their financial goals, investment horizon and risk appetite.