Equity, Gold or Fixed Deposits: How Should Investors Allocate Money Now?

With equities, gold and silver witnessing volatility, investors are reassessing where to put their money in the new Samvat year. While market corrections across asset classes may create opportunities, investment decisions should not be driven by FOMO or short-term return expectations. Pankaj Mathpal, Founder & Managing Director, Optima Money Managers, highlights the importance of reviewing and rebalancing portfolios, setting clear financial goals and aligning investments with individual risk appetite and investment horizons. Rather than shifting all investments into equities or fixed deposits based on recent performance, investors should follow a disciplined asset allocation strategy to navigate market uncertainty and build long-term wealth