“Farmers Need Storage, Not Distress Sales”: SBI’s Vikram Jha On Agri Loans

State Bank of India is expanding its support for farmers through credit schemes covering crop loans, farm mechanisation, food processing and agricultural infrastructure. At the Bharat Agriculture Conclave 2026, Vikram Jha, DGM, AgriBusiness, SBI, highlighted the Kisan Credit Card and Kisan Samriddhi Loan, which offers loans above ₹50 lakh for larger farmers and corporate farming entities. He also discussed investment credit for cold storage, warehouses, grading, sorting and transportation, aimed at reducing post-harvest losses and distress sales. Jha outlined SBI’s support for self-help groups, the PMFME scheme, the Agriculture Infrastructure Fund and agri-gold loans to meet farmers’ financing needs.