Travel Insurance Guide: Where To Buy, How Much Cover You Need & When To Get It

Buying travel insurance at the right time and choosing adequate coverage are important before travelling abroad. The policy should be purchased before departure, as buying it after leaving the country can make the coverage invalid. For longer trips, frequent travellers and elderly people visiting family abroad, a higher sum insured may be more suitable. Meet Kapadia, Business Head, Policybazaar, explains why travellers should also consider pre-existing disease coverage where required. Policies are available through insurers, travel agents, airlines and online travel platforms, but comparing coverage, exclusions and limits is important. The right policy duration should match the entire trip, while the sum insured should reflect the destination and potential medical costs.