
Bonds are essentially loans you give to a company or government in return for interest and repayment at maturity. This beginner-friendly guide explains government and corporate bonds, credit ratings, risk levels, returns and where investors can find listed bonds. Vishal Goenka, Co-founder, Indiabonds, explains how investors can assess AAA, AA, A and BBB+ rated bonds, understand credit risk and choose investments based on their risk appetite. The discussion also highlights the importance of regulated platforms, rating reports, information memorandums and diversification before investing in bonds.