PF

Big EPFO changes: Withdraw PF via ATM & UPI by March 2026, says labour minister

Dec 18, 2025, 06:52 PM IST

Union Labour Minister Mansukh Mandaviya announced that EPFO subscribers will soon be able to withdraw their provident fund directly through ATMs and UPI, eliminating lengthy paperwork. He said the new digital withdrawal options are expected to be rolled out before March 2026. The move aims to make EPF access faster, simpler and more member-friendly.

New labour code: How in-hand salary, wage structure, savings would change from now on

Dec 13, 2025, 12:41 PM IST

Under the new framework, social security-linked contributions such as statutory PF, NPS contributions (where applicable), gratuity and other retirement-linked benefits are expected to increase for many employees, especially where existing salary structures do not meet the prescribed 50% threshold.

Labour codes 2025: How your wage structure will change now - check impact on salary structure, PF, tax

Dec 09, 2025, 01:19 PM IST

Under the new framework, wages, comprising basic pay, dearness allowance (DA) and retaining allowance, must account for at least 50% of total remuneration.

Govt ends confusion: New Labour Codes won’t cut your take-home pay if PF stays on Rs 15,000 ceiling

Dec 11, 2025, 03:13 PM IST

The Labour Ministry has confirmed that employees whose PF is calculated on the Rs 15,000 statutory wage ceiling will see no reduction in take-home pay. Any PF contribution beyond this limit remains voluntary and could tweak the take-home salary then.

How the New Labour Code’s 50% wage rule could cut tax, tweak your monthly take-home pay

Dec 10, 2025, 01:51 PM IST

The New Labour Code 2025 has quietly rewritten how your salary is structured — and the ripple effects can be worth noting. With the new 50% wage rule, PF, NPS and gratuity contributions are set to rise automatically. Depending on how your company restructures your CTC, your tax bill — and even your take-home pay — could look very different.

Labour codes update: What new gratuity rules mean for fixed-term and contract workers

Nov 28, 2025, 04:38 PM IST

Under the updated framework, wages now include basic pay, dearness allowance and retaining allowance. If allowances exceed 50% of total compensation, the excess will be added back to wages for calculating social security contributions.

New labour laws: How your in-hand salary vs retirement corpus will see a massive shift

Nov 26, 2025, 03:21 PM IST

Tax Buddy founder Sujit Bangar explains that while employees may initially be disappointed to see their net salary fall, the long-term gain is enormous—often to the tune of more than Rs 2.13 crore over a working lifetime. To demonstrate the mechanics of this shift, Bangar outlines a simple illustration.

'₹2.13 crore gain, ₹4,800 loss': Tax expert explains new labour law's impact on your salary

Nov 26, 2025, 07:28 AM IST

For a 30-year-old employee with a ₹12 lakh CTC, monthly PF contributions (from both employer and employee) will rise from around ₹7,200 to ₹12,000. This ₹4,800 monthly increase, when compounded over three decades, translates into a staggering ₹1.24 crore in additional PF savings.

New Labour Law 2025 salary calculator: How CTC of Rs 7 lakh, Rs 10 lakh and Rs 15 lakh will change

Nov 25, 2025, 04:05 PM IST

India’s long-awaited Labour Codes finally came into effect on November 21, 2025, triggering the biggest salary restructuring shift in decades. While these reforms overhaul compliance and employment norms, the most immediate impact is on how companies structure salaries and how much employees take home each month.

Labour codes could increase formalisation of workforce by 15.1%: SBI Ecowrap

Nov 25, 2025, 09:58 AM IST

Following these reforms, India's social security coverage could reach between 80-85 per cent in the next two to three years.

Employees, employers both set to gain from the four labour codes: Teamlease Senior VP Balasubramanian Anantha Narayanan explains

Nov 24, 2025, 03:27 PM IST

"There are 29 labour laws which have been unified into four labour codes. That doesn’t sound astronomically significant but if you dig into one further level of detail, it does," said Narayanan.

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