IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl

Low to Moderate Risk
Fixed Income
Credit Risk

NAV as on Apr 25, 2025

Price per unit of the scheme.

₹ 18.7534-0.15%1 Day Change

0.45%

Minimum Investment₹5000

Expense Ratio0.61%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl

Fixed Income: Credit Risk Average NAV

Topper in Fixed Income: Credit Risk

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Credit Risk Bond TR INR

Expense Ratio

0.61%

Category Avg Expense Ratio

0.89%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 190.83 Cr(As on Mar, 2025)

Inception Date

Mar 03, 2014

Turnover

- %

Exit Load

0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units. No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.

ABOUT THE FUND

Objective: The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is an Fixed Income - Credit Risk fund. The fund was launched inMar 03, 2014. Its risk level is . The NAV of the fund as onApr 25, 2025 is ₹18.75. Its expense ratio is 0.61 %. The fund has an AUM of ₹190.83 Cr.The fund is managed byRaju Sharma,Pratik Shroff,Marzban Irani.
The minimum initial investment is ₹5000 in Lumpsum mode.

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DETAILED PORTFOLIO

As on Apr, 2025

EQUITY (-%)

DEBT (99.32%)

CASH (0.43%)

Allocation by Market Cap

Other Cap(0.26%)

Industry Holdings

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
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Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
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Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
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Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
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Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
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Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
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PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

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table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

IDBI Asset Management Limited

IDBI Asset Management Limited manages assets worth ₹ 5,459.81 crores. It’s current offering of mutual fund schemes includes 11 equity, 3 debt and 2 hybrid schemes.

Phone

+91 22 66442800

contactus@idbimutual.co.in

AUM

₹ 5,459.81 Cr (

As on Jun 30, 2026

)

Address

5th floor, Mafatlal Centre, Mumbai,400 021

FAQs

What is the category of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The category of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is Fixed Income - Credit Risk

What is the current NAV of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The current NAV of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl as on Apr 25, 2025 is ₹18.75

How safe is IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The risk level of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is Low to Moderate.

What are short term returns given by IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The return given by IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl in 1 month is 0.45%, 3 months is 1.36%, 6 months is 3.51%, and 1 year is 7.09%

What are the long term returns given by IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The return given by IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl in 3 years is 10.08% and 5 years is 3.83%.

What is the expense ratio of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The expense ratio of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is 0.61%

What is the AUM of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The assets under Management (AUM) of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is Rs 190.83 crores.

What is the minimum investment in IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl ?

The minimum Lumpsum investment in IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is ₹5,000.00 and the minimum SIP investment in IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl is ₹1,000.00

What is the asset allocation of IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl?

IDBI Credit Risk Fund Direct Payout of Income Distribution cum Cap wdrl has an exposure of 99.32% in Debt and 0.43% in Cash & Money Market Securities