UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl

Very High Risk
Equity
Sector - Financial Services

NAV as on Sep 16, 2026

Price per unit of the scheme.

₹ 86.33960.91%1 Day Change

-2.95%

Minimum Investment₹5000

Expense Ratio1.34%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

1.34%

Category Avg Expense Ratio

0.90%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1500

Lock In (Years)

No Lock-in

Fund Size

₹ 1,439.51 Cr(As on Jul, 2026)

Inception Date

Jan 01, 2013

Turnover

26.00 %

Exit Load

Exit Load (As % of NAV) less than 30 days - 1% and equal to or greater than 30 days - Nil

Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is an Equity - Sector - Financial Services fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onSep 16, 2026 is ₹86.34. Its expense ratio is 1.34 %. The fund has an AUM of ₹1,439.51 Cr.The fund is managed byPreethi S,Amit Premchandani,Bhavesh Kanani.
The minimum initial investment is ₹5000 in Lumpsum mode.

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DETAILED PORTFOLIO

As on Aug, 2026

EQUITY (96.26%)

DEBT (-%)

CASH (3.74%)

Allocation by Market Cap

Large Cap(77.53%)

Mid Cap(10.45%)

Small Cap(8.28%)

Industry Holdings

Stock Holdings

HDFC Bank Ltd16.24%
ICICI Bank Ltd11.53%
State Bank of India10.17%
Axis Bank Ltd10.16%
Kotak Mahindra Bank Ltd9.39%
Kotak Mahindra Bank Ltd8.76%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
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Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
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Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
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Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
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Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
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Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
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PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd

UTI Asset Management Co Ltd manages assets worth ₹ 2,53,613.35 crores. It’s current offering of mutual fund schemes includes 35 equity, 37 debt and 8 hybrid schemes.

Phone

+91-22-6678 6666

AUM

₹ 2,53,613.35 Cr (

As on Aug 31, 2026

)

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

FAQs

What is the category of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The category of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is Equity - Sector - Financial Services

What is the current NAV of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The current NAV of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl as on Sep 16, 2026 is ₹86.34

How safe is UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The risk level of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is Very High.

What are short term returns given by UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The return given by UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl in 1 month is -2.95%, 3 months is -0.75%, 6 months is 4.11%, and 1 year is 2.47%

What are the long term returns given by UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The return given by UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl in 3 years is 11.47% and 5 years is 10.92%.

What is the expense ratio of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The expense ratio of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is 1.34%

What is the AUM of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is Rs 1,439.51 crores.

What is the minimum investment in UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is ₹1,500.00

What is the asset allocation of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl?

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl has an exposure of 96.26% in Equity and 3.74% in Cash & Money Market Securities