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hdfc liquid fund -direct plan - growth option
HDFC Liquid Fund -Direct Plan - Growth Option

HDFC Liquid Fund -Direct Plan - Growth Option

  • Low to Moderate Risk
  • Money Market
  • Liquid
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NAV as on Dec 26, 2025
i
Price per unit of the scheme.
₹ 5,326.12560.01%1 Day Change
0.47%
Minimum Investment₹100
Expense Ratio0.20%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
HDFC Liquid Fund -Direct Plan - Growth Option
VS
Money Market: Liquid Average NAV
    Topper in Money Market: Liquid
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    HDFC Liquid Fund -Direct Plan - Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Liquid Debt TR INR
    Expense Ratio
    0.20%
    Category Avg Expense Ratio
    0.18%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 63,736.88 Cr(As on Nov, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    For Exits within 1 day from date of allotment of units: 0.0070%; Exits within 2 days from date of allotment of units: 0.0065%; Exits within 3 days from date of allotment of units: 0.0060%; Exits within 4 days from date of allotment of units: 0.0055%; Exits within 5 days from date of allotment of units: 0.0050%; Exits within 6 days from date of allotment of units: 0.0045%; Exits beyond 7 days from date of allotment of units: NIL. Note 1: For the purpose of levying exit load, if subscription (application & funds) is received within cut-off time on a day, Day 1 shall be considered to be the same day, else the day after the date of allotment of units shall be considered as Day 1.

    bt_logoABOUT THE FUND

    Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.

    HDFC Liquid Fund -Direct Plan - Growth Option is an Money Market - Liquid fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 26, 2025 is ₹5,326.13. Its expense ratio is 0.20 %. The fund has an AUM of ₹63,736.88 Cr.The fund is managed byAnupam Joshi,Swapnil Jangam,Dhruv Muchhal,Rohan Pillai.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Anupam Joshi
    Anupam Joshi
    i
    Lead Fund Manager.
    Oct 27, 2015 - Present
    • Fund Manager Rank24Out of 40
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 1,55,182.14 Cr
    • Highest Return In 1 Yr8.97 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Corporate Bond Fund -Direct Plan - Growth Option
    ₹ 34.17
    -0.02%
    -0.01%
    Moderate Risk
    ₹36,381.68Cr
    HDFC Low Duration Direct Plan Growth Option
    ₹ 64.69
    0.39%
    0.26%
    Low to Moderate Risk
    ₹25,756.51Cr
    HDFC Hybrid Equity Fund Direct Growth Option
    ₹ 130.91
    -0.72%
    -0.70%
    Very High Risk
    ₹24,704.20Cr
    HDFC Corporate Bond Fund -Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 34.17
    • Fund Size₹36,381.68Cr
    Fund Return-0.02%
    Category Return-0.01%
    HDFC Low Duration Direct Plan Growth Option
    Low to Moderate Risk
    • NAV₹ 64.69
    • Fund Size₹25,756.51Cr
    Fund Return0.39%
    Category Return0.26%
    HDFC Hybrid Equity Fund Direct Growth Option
    Very High Risk
    • NAV₹ 130.91
    • Fund Size₹24,704.20Cr
    Fund Return-0.72%
    Category Return-0.70%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Swapnil Jangam
    Swapnil Jangam
    i
    Lead Fund Manager.
    Oct 6, 2022 - Present
    • Schemes managed2
    • Total AUM₹ 73,378.10 Cr
    • Highest Return In 1 Yr6.62 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Liquid Fund -Direct Plan - Growth Option
    --
    ₹ 5,326.13
    0.47%
    0.37%
    Low to Moderate Risk
    ₹63,736.88Cr
    HDFC Overnight Direct Plan - Growth Option
    --
    ₹ 3,940.56
    0.43%
    -%
    Low Risk
    ₹9,641.22Cr
    HDFC Liquid Fund -Direct Plan - Growth Option
    Low to Moderate Risk--
    • NAV₹ 5,326.13
    • Fund Size₹63,736.88Cr
    Fund Return0.47%
    Category Return0.37%
    HDFC Overnight Direct Plan - Growth Option
    Low Risk--
    • NAV₹ 3,940.56
    • Fund Size₹9,641.22Cr
    Fund Return0.43%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhruv Muchhal
    Dhruv Muchhal
    i
    Lead Fund Manager.
    Jun 22, 2023 - Present
    • Schemes managed41
    • Total AUM₹ 8,37,719.43 Cr
    • Highest Return In 1 Yr16.99 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Defence Fund Direct Growth
    --
    ₹ 24.12
    -2.43%
    -%
    Very High Risk
    ₹7,402.96Cr
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    ₹ 578.19
    -0.42%
    -0.48%
    Very High Risk
    ₹1,07,971.20Cr
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    ₹ 26.90
    0.17%
    0.12%
    Moderately High risk
    ₹7,012.56Cr
    HDFC Defence Fund Direct Growth
    Very High Risk--
    • NAV₹ 24.12
    • Fund Size₹7,402.96Cr
    Fund Return-2.43%
    Category Return--
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 578.19
    • Fund Size₹1,07,971.20Cr
    Fund Return-0.42%
    Category Return-0.48%
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 26.90
    • Fund Size₹7,012.56Cr
    Fund Return0.17%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rohan Pillai
    Rohan Pillai
    i
    Lead Fund Manager.
    Oct 1, 2025 - Present
    • Schemes managed2
    • Total AUM₹ 73,378.10 Cr
    • Highest Return In 1 Yr6.62 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Liquid Fund -Direct Plan - Growth Option
    --
    ₹ 5,326.13
    0.47%
    0.37%
    Low to Moderate Risk
    ₹63,736.88Cr
    HDFC Overnight Direct Plan - Growth Option
    --
    ₹ 3,940.56
    0.43%
    -%
    Low Risk
    ₹9,641.22Cr
    HDFC Liquid Fund -Direct Plan - Growth Option
    Low to Moderate Risk--
    • NAV₹ 5,326.13
    • Fund Size₹63,736.88Cr
    Fund Return0.47%
    Category Return0.37%
    HDFC Overnight Direct Plan - Growth Option
    Low Risk--
    • NAV₹ 3,940.56
    • Fund Size₹9,641.22Cr
    Fund Return0.43%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (-%)
    CASH (99.71%)
    Allocation by Market Cap
    Other Cap(0.29%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.09
      This Fund
      VS
      -0.56
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      79.32
      This Fund
      VS
      38.79
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.54
      This Fund
      VS
      1.16
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      2.69
      This Fund
      VS
      -0.81
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      16.58
      This Fund
      VS
      9.23
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.18
      This Fund
      VS
      0.31
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    HDFC Asset Management Co Ltd
    HDFC Asset Management Co Ltd manages assets worth ₹ 9,63,892.58 crores. It’s current offering of mutual fund schemes includes 41 equity, 33 debt and 12 hybrid schemes.
    phone icon
    Phone
    +91 22 66316333
    mail icon
    Email
    cliser@hdfcfund.com
    aum
    AUM
    ₹ 9,63,892.58 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    “HUL House”, 2nd Floor, Mumbai,400 020

    bt_logoFAQ's

    What is the category of HDFC Liquid Fund -Direct Plan - Growth Option ?
    The category of HDFC Liquid Fund -Direct Plan - Growth Option is Money Market - Liquid
    What is the current NAV of HDFC Liquid Fund -Direct Plan - Growth Option ?
    The current NAV of HDFC Liquid Fund -Direct Plan - Growth Option as on Dec 26, 2025 is ₹5,326.13
    How safe is HDFC Liquid Fund -Direct Plan - Growth Option ?
    The risk level of HDFC Liquid Fund -Direct Plan - Growth Option is Low to Moderate.
    What are short term returns given by HDFC Liquid Fund -Direct Plan - Growth Option ?
    The return given by HDFC Liquid Fund -Direct Plan - Growth Option in 1 month is 0.47%, 3 months is 1.47%, 6 months is 2.91%, and 1 year is 6.62%
    What are the long term returns given by HDFC Liquid Fund -Direct Plan - Growth Option ?
    The return given by HDFC Liquid Fund -Direct Plan - Growth Option in 3 years is 7.02% and 5 years is 5.83%.
    What is the expense ratio of HDFC Liquid Fund -Direct Plan - Growth Option ?
    The expense ratio of HDFC Liquid Fund -Direct Plan - Growth Option is 0.20%
    What is the AUM of HDFC Liquid Fund -Direct Plan - Growth Option ?
    The assets under Management (AUM) of HDFC Liquid Fund -Direct Plan - Growth Option is Rs 63,736.88 crores.
    What is the minimum investment in HDFC Liquid Fund -Direct Plan - Growth Option ?
    The minimum Lumpsum investment in HDFC Liquid Fund -Direct Plan - Growth Option is ₹100.00 and the minimum SIP investment in HDFC Liquid Fund -Direct Plan - Growth Option is ₹100.00
    What is the asset allocation of HDFC Liquid Fund -Direct Plan - Growth Option?
    HDFC Liquid Fund -Direct Plan - Growth Option has an exposure of 99.71% in Cash & Money Market Securities

    bt_logoCALCULATORS

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