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Money sent by an NRI to specified relatives, including parents, spouse, children and certain other close family members, is fully exempt from tax under the Income-tax Act.

Updated : Jun 27, 2026

NRI sending money to India? A simple mistake can trigger I-T notice. Here are the rules you should know

Sending money to India is generally straightforward for NRIs, but failing to follow tax and FEMA rules or maintain proper documentation can invite unwanted scrutiny. Here's what NRIs need to know about tax-free gifts, remittance limits, RBI regulations and the right bank accounts before transferring funds.

Even though fresh inflows weakened, outstanding FCNR(B) balances rose from $33.08 billion in April 2025 to $33.92 billion in April 2026.

Updated : Jun 24, 2026

Will RBI's recent FCNR push revive NRI dollar flows after April data showed a slowdown?

The RBI's recent measures have pushed FCNR(B) deposit rates to as high as 7%, offering NRIs one of the most attractive dollar-denominated fixed-income opportunities in years. However, RBI data for April 2026 showed that NRI dollar deposit inflows had already begun losing momentum before the central bank stepped in.

Many overseas Indians say the salary differential between India and the United States often keeps pushing their return plans further into the future, even after achieving significant financial milestones.

Updated : Jun 22, 2026

Green Card limbo: Indian techie asks if ₹6 crore is enough to quit work and return home

Discussions among H-1B visa holders and Green Card applicants have highlighted growing concerns around job security, immigration uncertainty and the financial trade-offs between staying in the US and returning to India.

Unlike NRE deposits, which are maintained in Indian rupees, FCNR(B) deposits are denominated in foreign currencies such as the US dollar, pound sterling, euro and Japanese yen.

Updated : Jun 12, 2026

FCNR(B) vs NRE vs US Fixed Deposits: Which option makes more sense for NRIs?

Indian banks have raised FCNR(B) deposit rates to as high as 7% following the RBI's special swap window, giving NRIs more options for parking their savings. But how do these dollar deposits stack up against rupee-denominated NRE deposits and fixed-income products in the US?

The report covered more than 8,300 NRIs across the UAE, Saudi Arabia, Qatar, Kuwait, Oman, and Bahrain.

Updated : May 7, 2026

Are Indian equities replacing real estate as the top wealth choice for Gulf NRIs now?

Indian expatriates across the Gulf are increasingly moving away from traditional real estate investments and turning towards Indian equities and mutual funds as their preferred long-term wealth creation strategy. A new Equirus Wealth report suggests this shift is no longer cyclical but structural.

Mauritius joins the golden visa race, expects 100 high-net-worth individuals annually

Updated : May 6, 2026

Mauritius launches golden visa for HNIs, asks for $1 million investment within 12 months

These golden visa holders would be encouraged to invest across sectors, including fintech, artificial intelligence, biotechnology and renewable energy

Experts say Dubai stands out for its business-friendly environment and connectivity, while Greece is emerging as a strategic lifestyle destination.

Updated : Apr 14, 2026

Is Greece the new Dubai? Why HNI Indians are shifting their investments

Wealthy Indians are increasingly looking beyond traditional hubs like Dubai as they diversify global investments. Greece is emerging as a compelling option, driven by its Golden Visa programme, lower entry costs, and EU access. However, experts say this is less a shift and more a strategic expansion across geographies.

Healthcare drain in the US forces NRI couple’s return — why NRIs need Indian insurance

Updated : Nov 26, 2025

'$1.6k for insurance, yet $14k extra spent in US': Expert warns why NRIs need Indian health policies

In an insightful post on X, the expert revealed the story of an NRI couple who, after living in the US for 17 years, returned to India due to the overwhelming burden of healthcare costs.

Study abroad slump: RBI data shows Indians sending less money overseas for education

Updated : Oct 25, 2025

Indians spent $1bn on study abroad in 2025, the lowest April-August outflow since 2017: RBI

After surging to $2.37 billion in 2021 as global campuses reopened post-pandemic, India’s study abroad remittances have steadily fallen: $1.48 billion in 2022, $1.28 billion in 2024, and now $1 billion in 2025

UPI to go live in Japan as NPCI, NTT DATA sign MoU for merchant integration

Updated : Oct 14, 2025

Indian travellers may soon pay via UPI in Japan under NPCI–NTT DATA deal

The partnership aims to enable UPI acceptance across Japanese merchant locations, offering Indian tourists a seamless and secure digital payment experience abroad

UPI adoption in France makes travel easier for Indian tourists, boosting footfall

Updated : Oct 11, 2025

UPI boosts Indian visitors to France, contributing to a 40% rise in tourists

Christophe Mariette, Chairman of Lyra Network, revealed that UPI’s integration into popular tourist destinations in France, such as the Eiffel Tower, has contributed to a remarkable 40% increase in the number of Indian tourists visiting the country

The entire ordeal can drag on for 6 to 18 months.

Updated : Oct 11, 2025

'NRIs losing crores in India': Banker blames it one brutal legal document

“The moment they go to claim the property and get it registered, they’re asked for a succession certificate,” Ahuja wrote. “And getting this is one of the hardest things on the planet if there’s no registered will.”

The investment entrant program requires applicants to commit at least HK$30 million in assets, spanning equities, debt securities, and real estate.

Updated : Sep 17, 2025

Hong Kong lowers property threshold for investor visa to boost real estate market

New Capital Investment Entrant Scheme CEO John Lee announced on Wednesday that applicants to the scheme can now purchase residential property worth at least HK$30 million ($3.9 million) as part of their investment package. The previous threshold was HK$50 million.

Oman’s property rules for foreigners explained: conditions, zones, and limits

Updated : Sep 16, 2025

Indians can now buy property in Oman, but here's the catch

Indians and other foreign nationals can own property in Integrated Tourism Complexes and selected commercial buildings approved by the Ministry of Housing and Urban Planning

Foreign investors get 99-year land leases in Philippines as Marcos seeks FDI boost

Updated : Sep 6, 2025

Philippines extends foreign land leases to 99 years, aiming to boost long-term offshore investment

The law, signed by President Ferdinand Marcos Jr on Wednesday and made public on Friday, replaces a previous rule that allowed leases of private land for up to 50 years, extendable once for another 25 years

It then recommends an Assets Audit to decide which foreign assets to retain and how they will be taxed in India.

Updated : Aug 31, 2025

Moving back to India? Viral post outlines 12-step checklist for NRIs to avoid tax shocks

One of the most critical points highlights the RNOR (Resident but Not Ordinarily Resident) window — a 2–3 year period that allows returning NRIs to restructure income and assets with significant tax benefits.

Oman transforms investor residency programme amid record high-value property deals

Updated : Aug 27, 2025

Oman plans a reset of its Golden Visa programme, expanding property investment options

The move comes as the Sultanate's real estate market sees an uptick in high-value deals, including the record-setting sale of its most expensive penthouse to date

For NRIs looking to invest in India, there are multiple options, including demat accounts, mutual funds, and GIFT City funds, each offering unique benefits and considerations.

Updated : Aug 23, 2025

NRIs invest Rs 6,486 monthly on average, more than double industry SIP, shows study

Non-resident Indians (NRIs) demonstrate disciplined, goal-focused investing, with an average monthly SIP of Rs 6,486—more than double the industry average. This highlights their commitment to long-term wealth creation and financial planning compared to resident Indian investors.

NRIs are still required to report worldwide income, including rental earnings and property sale gains in India, on their U.S. tax returns

Updated : Aug 22, 2025

NRIs must meet 182-day stay requirement to qualify as residents: Tribunal

A recent regulatory change has mandated that Non-Resident Indians (NRIs) must spend at least 182 days in India to qualify as residents, a move that experts say could reshape financial planning for expatriates. The ruling comes even as the Reserve Bank of India’s intent-based approach to residency was gaining traction, leaving NRIs uncertain about their status.

Crypto to cash: Thailand’s new 18-month pilot aims to revive flagging tourist arrivals

Updated : Aug 19, 2025

Thailand now letting foreign travellers convert crypto to local currency Baht for travel spend

The move, aimed at reviving one of the country’s most critical sectors, was unveiled on Monday by Finance Minister Pichai Chunhavajira

One user cautioned against locking too much capital in India.

Updated : Aug 18, 2025

Tax hurdles, rupee fears: NRIs in Europe divided on whether investing in India is still worth it

The original post by an NRI based in the Netherlands, shared that while they had been investing largely in Indian mutual funds, they were now exploring direct stocks and alternative options.