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UpperCrust Growth Fund
UpperCrust Growth Fund

UpperCrust Growth Fund

  • Moat Financial Services Pvt Ltd
  • Multi Asset
  • 4
    Out of 13*
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Portfolio age3 years, 8 months
1.86%
2.55%
Hurdle Rate**0.00%
Fixed fee2.75%
Min. Investment₹50 Lacs
*Ranking of the scheme in the peer group is based on its return for the longest period available
**Minimum return that a PMS scheme must generate before an investor starts paying performance fees

bt_logoTRAILING PERFORMANCE

(As on 31/10/2025)
Compare the performance of the PMS scheme against benchmark across different time periods.

bt_logoPERFORMANCE

Calendar YearFinancial Year
No Data Available

bt_logoDETAILED PORTFOLIO

EQUITY (Undisclosed)
Allocation by Market Cap
Undisclosed
Sector Holdings
Undisclosed
Stock Holdings
Undisclosed

bt_logoPORTFOLIO MANAGERS

Biju John
  • Manager Rank4 Out of 13
    i
    Rank is based on 3-year return
  • Schemes Managed5
  • Total AUM251.58999999999997
  • Highest Return In 1 Yr4.41%
Profile

Mr. Biju has over 20 years of experience in the financial markets, with expertise in equity research, portfolio management, and investment advisory services. At Moat Financial Services Pvt Ltd, he leads the design and execution of investment strategies focused on delivering sustainable, risk-adjusted returns. Known for his disciplined and structured approach, he combines rigorous research with robust risk management to help clients achieve their long-term investment goals.

Other Schemes
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  • Grid
Compare
Moat - Emerging Moat
AUM (₹ Cr)
₹58.14 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
174 Out of 251
Fixed Fee
2.00%
Scheme Return
2.95%
Benchmark Return
4.27%
MOAT - Special Opportunities Fund
AUM (₹ Cr)
₹13.71 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
186 Out of 251
Fixed Fee
2.00%
Scheme Return
2.64%
Benchmark Return
4.27%
Moat - Moderate Compounders
AUM (₹ Cr)
₹17.22 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
188 Out of 251
Fixed Fee
2.00%
Scheme Return
2.6%
Benchmark Return
4.27%
UpperCrust Growth Fund
AUM (₹ Cr)
₹48.95 Cr
Hurdle Rate
No Option
Benchmark
NSE Multi Asset Index 1
Category
Multi Asset
Category Rank
21 Out of 25
Fixed Fee
2.75%
Scheme Return
1.86%
Benchmark Return
2.55%
MOAT - UpperCrust Wealth Fund
AUM (₹ Cr)
₹113.57 Cr
Hurdle Rate
No Option
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
238 Out of 251
Fixed Fee
2.75%
Scheme Return
0.94%
Benchmark Return
4.27%
*Returns less than and equal to 1 year are absolute and returns above one year are annualized

bt_logoFUND SUMMARY

AUM (₹ Cr)
48.95
(As on Oct, 2025)
Inception Date
Mar 30, 2022
Min. Investment
₹50 Lacs
SIP Option
Not Available
STP Option
Not Available
Exit Load
Exit load is Nil if redeemed in 0-1 year, Nil if redeemed in > 1-2 years, Nil if redeemed in > 2-3 years, 0% thereafter.
Reporting Structure
TWRR Pooled
i
Time Weighted Rate of Return

bt_logoFEE STRUCTURE

Fixed Fee
2.75%
Variable Fee
No Option
Hurdle Rate
No Option
Profit Sharing
No Option
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bt_logoINVESTMENT PHILOSOPHY

Objective

To preserve the purchasing power of the client’s capital whilst providing sustainable returns over long periods of time.

Investment Approach

The UpperCrust Growth Fund investment approach is based on generating returns by investing in companies with proven corporate governance and capital allocation track record and which dominate specific niches of the Indian economy through sustainable competitive advantages built around brands, business processes, and strategic assets and which are aggressive in capturing the market share.

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bt_logoPEER ANALYSIS

  • table
  • Grid
Compare
UpperCrust Growth Fund
AUM (₹ Cr)
₹48.95 Cr
Hurdle Rate
No Option
Benchmark
NSE Multi Asset Index 1
Category Rank
21 Out of 25
Fixed Fee
2.75%
Scheme Return
1.86%
Benchmark Return
2.55%
Smartblend ETF
AUM (₹ Cr)
UNDISC.
Hurdle Rate
10.00%
Benchmark
Nifty 50 TRI
Category Rank
1 Out of 25
Fixed Fee
1.00%
Scheme Return
5.91%
Benchmark Return
4.62%
PlusWealth Fusion
AUM (₹ Cr)
UNDISC.
Hurdle Rate
10.00%
Benchmark
NSE Multi Asset Index 2
Category Rank
2 Out of 25
Fixed Fee
2.00%
Scheme Return
4.29%
Benchmark Return
1.52%
Smart Market Plan
AUM (₹ Cr)
UNDISC.
Hurdle Rate
No Option
Benchmark
Nifty 50 TRI
Category Rank
3 Out of 25
Fixed Fee
1.50%
Scheme Return
4.21%
Benchmark Return
4.62%
Right Horizons - All Seasons
AUM (₹ Cr)
UNDISC.
Hurdle Rate
10.00%
Benchmark
NSE Multi Asset Index 2
Category Rank
4 Out of 25
Fixed Fee
2.50%
Scheme Return
4.14%
Benchmark Return
2.58%
Prabhudas Lilladher - Multi Asset Dynamic Portfolio
AUM (₹ Cr)
UNDISC.
Hurdle Rate
10% or 8%
Benchmark
NSE Multi Asset Index 1
Category Rank
5 Out of 25
Fixed Fee
2.25%
Scheme Return
3.99%
Benchmark Return
-2.55%
*Returns less than and equal to 1 year are absolute and returns above one year are annualized

bt_logoABOUT AMC

Moat Financial Services Pvt Ltd
Moat Financial Services Pvt Ltd manages assets worth Rs 282.22 crores. Its current offering of PMS schemes includes 4 Multi Cap And Flexi Cap and 1 Multi Asset schemes.

AUM (₹ cr)

282.22 (As on Oct, 2025)

Number of Schemes

5
Schemes From This AMC
  • table
  • Grid
Compare
Moat - Emerging Moat
AUM (₹ Cr)
₹58.14 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
174 Out of 251
Fixed Fee
2.00%
Scheme Return
2.95%
Benchmark Return
4.27%
MOAT - Special Opportunities Fund
AUM (₹ Cr)
₹13.71 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
186 Out of 251
Fixed Fee
2.00%
Scheme Return
2.64%
Benchmark Return
4.27%
Moat - Moderate Compounders
AUM (₹ Cr)
₹17.22 Cr
Hurdle Rate
12%
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
188 Out of 251
Fixed Fee
2.00%
Scheme Return
2.6%
Benchmark Return
4.27%
UpperCrust Growth Fund
AUM (₹ Cr)
₹48.95 Cr
Hurdle Rate
No Option
Benchmark
NSE Multi Asset Index 1
Category
Multi Asset
Category Rank
21 Out of 25
Fixed Fee
2.75%
Scheme Return
1.86%
Benchmark Return
2.55%
MOAT - UpperCrust Wealth Fund
AUM (₹ Cr)
₹113.57 Cr
Hurdle Rate
No Option
Benchmark
S&P BSE 500 TRI
Category
Multi Cap AND Flexi Cap
Category Rank
238 Out of 251
Fixed Fee
2.75%
Scheme Return
0.94%
Benchmark Return
4.27%
*Returns less than and equal to 1 year are absolute and returns above one year are annualized

bt_logoFAQ's

What is the hurdle rate of UpperCrust Growth Fund?
There is no option for Hurdle rate.
What is the fixed fee charged in UpperCrust Growth Fund ?
The fixed fee charged in UpperCrust Growth Fund is 2.75%.
What is the variable fee charged in UpperCrust Growth Fund ?
There is no option for Variable fee.
What is the profit sharing in UpperCrust Growth Fund ?
There is no option for Profit sharing.
What is the minimum investment in UpperCrust Growth Fund ?
The minimum investment in UpperCrust Growth Fund is ₹50 Lacs
What type of scheme is UpperCrust Growth Fund?
UpperCrust Growth Fund is an Multiasset scheme. It falls in the Multi Asset category.
What is the inception date of UpperCrust Growth Fund?
The inception date of UpperCrust Growth Fund is Mar 30, 2022.
What is the exit load of UpperCrust Growth Fund?
Exit load is Nil if redeemed in 0-1 year, Nil if redeemed in > 1-2 years, Nil if redeemed in > 2-3 years, 0% thereafter.

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