Speaking on India’s evolving economic and banking landscape, the SBI Chairman said interconnectedness in the economy has increased significantly over the years, supported by strong legislative, fiscal, and regulatory measures. India is currently in discussions on over a dozen trade deals, with FTAs helping drive geographical diversification in trade. As the country’s largest trade finance provider, trade book stands at nearly USD 30 billion. He noted that Q3 growth remains strong at 7.5%, with easing inflation and policy rate cuts softening interest rates. Fiscal measures are aiding healthy credit growth. Highlighting a structural shift, he said banks may increasingly tap markets for funding as deposit growth lags asset expansion.
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