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BT INSIGHT

Sensex is still trading above Rs 50,000-mark
Updated : Mar 16, 2021

BT Insight: Earned handsome gains on equities? Tips to save taxes

Sensex surged to an all-time high on February 16, 2021. Many of you must have incurred handsome gains in your equity portfolio. Now is the time to take stock of it and apply some tax planning hacks to reduce your tax outgo on booked profits

Updated : Jan 14, 2021

BT Insight: How to save long-term capital gains on equity mutual funds

Every penny of reduction in tax outflow boosts your return. If your expected long-term capital gain is below Rs 1 lakh, your gains will be completely exempted and hence you would not need to go for any additional effort to save taxes

Once you open a demat account with a broker, they create a trading account with the brokerage in the US
Updated : Dec 28, 2020

BT Insight: What charges, taxes must you pay to invest in global stocks?

Factoring in bank charges, conversion rate and taxes, the real rate of return on your overall investments may not be as attractive as it appears on the paper

The market is considered in the bull market if the Warren Buffett indicator moves in the range of 70-80 per cent and above
Updated : Nov 30, 2020

BT Insight: Are Sensex, Nifty overvalued? Here's what metrics show

The GDP growth fell to 7.5 per cent in the July-September quarter compared to a contraction of 23.9 per cent in the April-June quarter

While standalone policies come with a specific sum-insured, indemnity health insurance plans (in-built or optional) have a limit up to which OPD expenses can be claimed
Updated : Nov 26, 2020

BT Insight: Want insurance for medical tests, dental treatment? Check out these options

Taking a lead, few insurers have started covering OPD expenses as an in-built feature in the main policy, while Star Health has launched a standalone OPD cover around 10 months ago

The prize money contestants win in Kaun Banega Crorepati or the cashbacks you receive in online shopping are also taxed
Updated : Nov 18, 2020

BT Insight: How Kaun Banega Crorepati, Dream11 winners get taxed

If you are a Dream11 team player you must know the money you win is not entirely yours. The prize money is your income from other sources that will attract taxes just like your primary income. Prize money in Kaun Banega Crorepati is also taxed

Updated : Nov 18, 2020

BT Insight: Where 6 Franklin Templeton funds got stuck; recovery tougher

Franklin Templeton Debt crisis: FT investors can hope to get better realisation of their locked investment if the market sentiment improves

The AUM growth was significantly higher at 60 per cent between September 2018 and September 2019, while it was 57 per cent between September 2017 and September 2018
Updated : Nov 2, 2020

BT Insight: 2020 AUM growth in ETFs not worth the hype; should you invest?

The assets under ETFs as on September 30, 2020 stood at Rs 2.18 lakh crore, up Rs 66,000 crore or 43.22 per cent more than the same period in 2019

Updated : Oct 21, 2020

BT Insight: Income tax on gold bonds, jewellery, ETFs, funds and digital gold

The new age options like gold ETF, gold mutual fund and digital gold allow you to get the benefit of gold investment without actually buying the physical gold. As investors make gains in these investments, they become liable to pay income tax on their gains

Any person in the age between 18 and 65 years can invest in NPS
Updated : Oct 20, 2020

BT Insight: Secure a stress-free retirement with NPS

If you are a layman investor, NPS may serve as a great opportunity to commit long-term regular contribution to accumulate substantial corpus by the retirement age

Central banks, world over, have been pumping money to save their economy
Updated : Sep 26, 2020

BT Insight - Are equities heading for a larger correction?

While many investors already exited with the first opportunity, there are others who are here for long haul and worried about the safety of their investment

The recent data shows that the country's GDP shrank by nearly 24 per cent in the June quarter
Updated : Sep 2, 2020

BT Insight: RBI moratorium over; should you restructure your loan now?

Under restructuring, moratorium should be the last resort as it adds to your interest burden; increasing tenure or reducing EMI could be better options

There are two ways to initiate SIPs in a stock - either in terms of the number of shares or the fixed amount
Updated : Sep 1, 2020

BT Insight: What does SIPs in stocks mean and how it helps in wealth creation

Stock selection plays a major role in SIP investment. Although most platforms let you start SIPs in any of the stocks, you should avoid doing it when taking exposure in mid or smallcap stocks

Updated : Aug 7, 2020

BT Insight: Investment in international stocks gains momentum; should you take a plunge?

As per Winvesta, the US markets outperformed Indian markets by over 200 per cent in rupee terms in the last decade. Almost 40 per cent of the revenues of S&P-500 companies are from outside the US

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Updated : Jul 30, 2020

BT Insight: Should you invest in high interest rate FDs of small finance banks?

Senior citizens who primarily depend on FDs to manage their retirement expenses, have seen their income falling drastically within few years. When all major big banks are offering interest rates around 6 per cent the rates offered by many small finance banks look quite attractive

As the interest rate has come down to the lowest level seen in a decade it presents a wonderful opportunity to give maximum acceleration to your home loan repayment
Updated : Jul 25, 2020

BT Insight: Best time to start prepayment of your home loan

EMI of your loan consists of two parts -- interest amount and principal repayment

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Updated : Jul 17, 2020

BT Insight: RBI floating rate bonds available at 7.15%; should you invest?

If you invest in fixed rate bond at lower rate and the rate increases after some time you incur notional loss. One of the most unique advantages with this bond is that it will not carry an interest rate risk like the fixed rate bonds

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Updated : Jul 15, 2020

BT Insight: How to build tax-free legacy for your children

Wholelife insurance is the simplest way of accumulating a good corpus for the next generation slowly and gradually with no tax implications

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Updated : Jul 3, 2020

BT Insight: Quant funds outperform benchmark; should you invest?

"The job of the quant fund manager is to assess whether the pattern observed in past data is persistent i.e it will repeat in the future and thus can be profited from or just a data artifact which has to be ignored," says Gaurav Rastogi, CEO, Kuvera

If you had filed TDS in FY20 there will be no deduction till June 30, 2020
Updated : Jun 29, 2020

BT Insight: Have you filed form 15H,G yet? Do it now to save TDS on FDs

If you do not take timely action to save this TDS deduction you will have to wait for more than a year to file your ITR next year and then wait for few more months to get the refund

BSE Sensex closed at 34,731.73 and BSE 500 at 13,330.72 on June 19
Updated : Jun 19, 2020

BT Insight: Pharma, global funds lead MF recovery; will it sustain?

The markets have surged by 31 per cent and have almost reached to 81 per cent of their highest point registered in mid-January 2020. BSE Sensex closed at 34,731.73 and BSE 500 at 13,330.72 on June 19