High NAV Doesn't Mean Lower Returns! Mutual Fund Myth Busted By Expert

Are you avoiding mutual funds with a high Net Asset Value (NAV) because they seem expensive? In this video, we debunk the biggest myths in the mutual fund industry: the idea that a lower NAV or a smaller Asset Under Management (AUM) guarantees better returns. We analyze why comparing a mutual fund's NAV to a stock price is a fundamental mistake and how fund managers continuously churn underlying portfolios to maintain growth, regardless of the fund's size. Using examples like HDFC Flexi Cap and Parag Parikh, we explain why top-heavy funds can still outperform the market. Whether a fund's NAV is ₹20 or ₹2,000, a 50% growth yields the exact same return. Watch this comprehensive analysis to understand why you should focus on a fund manager's stock-picking capability and consistent performance rather than chasing cheap NAVs or small AUMs.