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SIP Investment Strategy: How The 15-15-15 Rule Can Help Build A ₹1 Crore Corpus

SIP Investment Strategy: How The 15-15-15 Rule Can Help Build A ₹1 Crore Corpus

Sakshi Batra
Sakshi Batra
  • New Delhi,
  • Nov 4, 2026,
  • Updated Nov 4, 2026, 11:59 AM IST

The 15-15-15 rule highlights how disciplined investing and the power of compounding can help build long-term wealth. A monthly SIP of ₹15,000 invested for 15 years at an assumed annualised return of 15% can accumulate to approximately ₹1 crore. Siddarth Sharma, Co-Founder, MoneyTree Partners, explains how compounding accelerates wealth creation through exponential growth and why staying invested matters. This discussion breaks down the mathematics behind the popular SIP strategy and shows how regular investments can grow into a substantial corpus over time. However, 15% returns are not guaranteed, as mutual fund investments are subject to market risks.