Travel Insurance Mistakes: Sub-Limits, Pre-Existing Conditions & Medical Evacuation Explained

Choosing the right travel insurance is about more than simply checking the coverage amount. Travellers should carefully examine sub-limits, room caps, exclusions and coverage for pre-existing medical conditions. Basic policies offered as add-ons while booking flights or hotels may not always provide adequate protection. Meet Kapadia, Business Head, Policybazaar, explains why standalone travel insurance can offer more comprehensive coverage and why medical evacuation is an important feature to consider. In an emergency abroad, medical evacuation can involve significant costs and logistical challenges. Travellers should therefore understand policy exclusions, limits and emergency assistance before buying insurance to avoid unexpected expenses during their trip.