Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk
Allocation
Aggressive Allocation

NAV as on Mar 18, 2026

Price per unit of the scheme.

₹ 40.71001.29%1 Day Change

-3.80%

Minimum Investment₹5000

Expense Ratio1.54%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Allocation: Aggressive Allocation Average NAV

Topper in Allocation: Aggressive Allocation

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Short Term Bond TR INR

Expense Ratio

1.54%

Category Avg Expense Ratio

1.07%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 1,329.20 Cr(As on Jan, 2026)

Inception Date

Jul 20, 2016

Turnover

141.00 %

Exit Load

For redemption/switch out of initial units allotted within 3 monthsfrom the date of allotment :1% Exit LoadAny redemption/switch out from the date of allotment of units after3 months: NIL

Objective: The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is an Allocation - Aggressive Allocation fund. The fund was launched inJul 20, 2016. Its risk level is . The NAV of the fund as onMar 25, 2026 is ₹40.50. Its expense ratio is 1.54 %. The fund has an AUM of ₹1,329.20 Cr.The fund is managed byAlok Singh.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Alok Singh

Lead Fund Manager.

Feb 16, 2017 - Present

Fund Manager Rank13Out of 30
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed4
Total AUM₹ 3,671.74 Cr
Highest Return In 1 Yr11.81 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Bank of India Credit Risk Fund Direct Growth

₹ 13.67

0.29%

-0.17%

Moderately High risk

₹110.95Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹ 40.50

-4.19%

-6.31%

Very High Risk

₹1,329.20Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹ 36.95

-1.28%

-2.20%

Moderately High risk

₹64.44Cr

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV₹ 13.67
Fund Size₹110.95Cr

Fund Return0.29%

Category Return-0.17%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV₹ 40.50
Fund Size₹1,329.20Cr

Fund Return-4.19%

Category Return-6.31%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV₹ 36.95
Fund Size₹64.44Cr

Fund Return-1.28%

Category Return-2.20%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Feb, 2026

EQUITY (71.67%)

DEBT (14.62%)

CASH (13.70%)

Allocation by Market Cap

Mid Cap(47.19%)

Small Cap(23.66%)

Industry Holdings

Drug Manufacturers Specialty Generic15.79%
Steel9.11%
Auto Parts8.45%
Credit Services8.44%
Electrical Equipment Parts5.81%
Banks Regional5.40%

Stock Holdings

Abbott India Ltd2.93%
Indian Bank2.55%
Glenmark Pharmaceuticals Ltd2.36%
UNO Minda Ltd2.29%
Max Financial Services Ltd2.27%
Bharat Dynamics Ltd Ordinary Shares2.25%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
4.13
This Fund
VS
0.51
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
61.83
This Fund
VS
87.01
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.34
This Fund
VS
1.11
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.99
This Fund
VS
0.87
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.59
This Fund
VS
1.43
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
13.95
This Fund
VS
9.82
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Bank of India Investment Managers Private Limited

Bank of India Investment Managers Private Limited manages assets worth ₹ 14,022.32 crores. It’s current offering of mutual fund schemes includes 13 equity, 4 debt and 4 hybrid schemes.

Phone

022-61249000

service@boimf.in

AUM

₹ 14,022.32 Cr (

As on Feb 28, 2026

)

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai,400 013

FAQ's

What is the category of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The category of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Allocation - Aggressive Allocation

What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The current NAV of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth as on Mar 18, 2026 is ₹40.71

How safe is Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The risk level of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Very High.

What are short term returns given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The return given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth in 1 month is -3.80%, 3 months is -0.34%, 6 months is -3.03%, and 1 year is 11.26%

What are the long term returns given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The return given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth in 3 years is 19.76% and 5 years is 18.33%.

What is the expense ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The expense ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is 1.54%

What is the AUM of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The assets under Management (AUM) of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Rs 1,329.20 crores.

What is the minimum investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The minimum Lumpsum investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is ₹1,000.00

What is the asset allocation of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth has an exposure of 71.67% in Equity, 14.62% in Debt and 13.70% in Cash & Money Market Securities