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dsp credit risk fund direct plan growth
DSP Credit Risk Fund Direct Plan Growth

DSP Credit Risk Fund Direct Plan Growth

  • Moderately High risk
  • Fixed Income
  • Credit Risk
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NAV as on Nov 17, 2025
i
Price per unit of the scheme.
₹ 55.36110.03%1 Day Change
0.44%
Minimum Investment₹100
Expense Ratio0.40%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Credit Risk Fund Direct Plan Growth
VS
Fixed Income: Credit Risk Average NAV
    Topper in Fixed Income: Credit Risk
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    • Whatsapp
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Credit Risk Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Credit Risk Fund TR INR
    Expense Ratio
    0.40%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 207.91 Cr(As on Sep, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Holding period: If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched-in within 12 months from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%. If units are redeemed or switched out on or after 12 months from the date of allotment: NIL.

    bt_logoABOUT THE FUND

    Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

    DSP Credit Risk Fund Direct Plan Growth is an Fixed Income - Credit Risk fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onNov 17, 2025 is ₹55.36. Its expense ratio is 0.40 %. The fund has an AUM of ₹207.91 Cr.The fund is managed byLaukik Bagwe,Vivek Ramakrishnan,Shalini Vasanta.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Vivek Ramakrishnan
    Vivek Ramakrishnan
    i
    Lead Fund Manager.
    Jul 17, 2021 - Present
    • Fund Manager Rank3Out of 14
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed3
    • Total AUM₹ 3,281.22 Cr
    • Highest Return In 1 Yr22.60 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Bond Fund Direct Plan Growth
    ₹ 89.17
    0.42%
    0.47%
    Moderate Risk
    ₹317.50Cr
    DSP Credit Risk Fund Direct Plan Growth
    ₹ 55.36
    0.44%
    0.58%
    Moderately High risk
    ₹207.91Cr
    DSP Corporate Bond Direct Growth
    ₹ 16.68
    0.49%
    0.44%
    Moderate Risk
    ₹2,755.82Cr
    DSP Bond Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 89.17
    • Fund Size₹317.50Cr
    Fund Return0.42%
    Category Return0.47%
    DSP Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 55.36
    • Fund Size₹207.91Cr
    Fund Return0.44%
    Category Return0.58%
    DSP Corporate Bond Direct Growth
    Moderate Risk
    • NAV₹ 16.68
    • Fund Size₹2,755.82Cr
    Fund Return0.49%
    Category Return0.44%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Laukik Bagwe
    Laukik Bagwe
    i
    Lead Fund Manager.
    Jul 17, 2016 - Present
    • Schemes managed19
    • Total AUM₹ 36,279.24 Cr
    • Highest Return In 1 Yr30.26 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Short Term Fund Direct Plan Growth
    ₹ 51.95
    0.47%
    0.48%
    Low to Moderate Risk
    ₹3,697.75Cr
    DSP Credit Risk Fund Direct Plan Growth
    ₹ 55.36
    0.44%
    0.58%
    Moderately High risk
    ₹207.91Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.43
    0.54%
    -%
    Moderate Risk
    ₹86.91Cr
    DSP Short Term Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 51.95
    • Fund Size₹3,697.75Cr
    Fund Return0.47%
    Category Return0.48%
    DSP Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 55.36
    • Fund Size₹207.91Cr
    Fund Return0.44%
    Category Return0.58%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.43
    • Fund Size₹86.91Cr
    Fund Return0.54%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Shalini Vasanta
    Shalini Vasanta
    i
    Lead Fund Manager.
    Jan 1, 2025 - Present
    • Schemes managed6
    • Total AUM₹ 34,878.67 Cr
    • Highest Return In 1 Yr22.60 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Low Duration Fund Direct Plan Growth
    ₹ 21.01
    0.51%
    0.49%
    Low to Moderate Risk
    ₹5,697.99Cr
    DSP Liquidity Fund Direct Plan Growth
    --
    ₹ 3,854.84
    0.50%
    0.39%
    Low to Moderate Risk
    ₹16,473.54Cr
    DSP Savings Fund Direct Plan Growth
    ₹ 55.63
    0.52%
    0.43%
    Low to Moderate Risk
    ₹6,858.15Cr
    DSP Low Duration Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 21.01
    • Fund Size₹5,697.99Cr
    Fund Return0.51%
    Category Return0.49%
    DSP Liquidity Fund Direct Plan Growth
    Low to Moderate Risk--
    • NAV₹ 3,854.84
    • Fund Size₹16,473.54Cr
    Fund Return0.50%
    Category Return0.39%
    DSP Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 55.63
    • Fund Size₹6,858.15Cr
    Fund Return0.52%
    Category Return0.43%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Oct, 2025
    EQUITY (-%)
    DEBT (81.79%)
    CASH (8.96%)
    Allocation by Market Cap
    Other Cap(9.25%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      7.42
      This Fund
      VS
      -0.09
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      0.30
      This Fund
      VS
      38.08
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.55
      This Fund
      VS
      1.25
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.25
      This Fund
      VS
      1.19
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      27.91
      This Fund
      VS
      6.07
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      6.76
      This Fund
      VS
      2.47
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 15,637.82 crores. It’s current offering of mutual fund schemes includes 11 equity, 1 debt and schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 15,637.82 Cr (
    As on Sep 30, 2025
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQ's

    What is the category of DSP Credit Risk Fund Direct Plan Growth ?
    The category of DSP Credit Risk Fund Direct Plan Growth is Fixed Income - Credit Risk
    What is the current NAV of DSP Credit Risk Fund Direct Plan Growth ?
    The current NAV of DSP Credit Risk Fund Direct Plan Growth as on Nov 17, 2025 is ₹55.36
    How safe is DSP Credit Risk Fund Direct Plan Growth ?
    The risk level of DSP Credit Risk Fund Direct Plan Growth is Moderately High.
    What are short term returns given by DSP Credit Risk Fund Direct Plan Growth ?
    The return given by DSP Credit Risk Fund Direct Plan Growth in 1 month is 0.44%, 3 months is 1.52%, 6 months is 3.58%, and 1 year is 22.60%
    What are the long term returns given by DSP Credit Risk Fund Direct Plan Growth ?
    The return given by DSP Credit Risk Fund Direct Plan Growth in 3 years is 15.68% and 5 years is 12.01%.
    What is the expense ratio of DSP Credit Risk Fund Direct Plan Growth ?
    The expense ratio of DSP Credit Risk Fund Direct Plan Growth is 0.40%
    What is the AUM of DSP Credit Risk Fund Direct Plan Growth ?
    The assets under Management (AUM) of DSP Credit Risk Fund Direct Plan Growth is Rs 207.91 crores.
    What is the minimum investment in DSP Credit Risk Fund Direct Plan Growth ?
    The minimum Lumpsum investment in DSP Credit Risk Fund Direct Plan Growth is ₹100.00 and the minimum SIP investment in DSP Credit Risk Fund Direct Plan Growth is ₹100.00
    What is the asset allocation of DSP Credit Risk Fund Direct Plan Growth?
    DSP Credit Risk Fund Direct Plan Growth has an exposure of 81.79% in Debt and 8.96% in Cash & Money Market Securities

    bt_logoCALCULATORS

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