Best Banks 2012

Updated : Nov 30, 2012

Corporates taking undue advantage of corporate debt restructuring mechanism

Lately, hit either by the persisting economic downturn, the high interest rates or their own over-leveraging, a number of high-profile companies have sought to restructure their loans. Is it getting too much?

Updated : Nov 27, 2012

What is driving Bank of Tokyo-Mitsubishi UFJ's growth?

Bank of Tokyo-Mitsubishi UFJ Ltd emerged the best in terms of growth among small-sized banks in the 2012 BT-KPMG Best Banks Study. Michihiro Enomoto, its Regional Executive for India, says that it is focusing on becoming one of the premier foreign financial institutions in India.

V.A. Joseph, Managing Director and CEO of South Indian Bank

Updated : Nov 27, 2012

The journey of South Indian Bank

Speaking about the history of South Indian Bank,  Managing Director and CEO V.A. Joseph, says since the bank started its operations from Thrissur it is always desirable that its headquarter remains in that place.

Updated : Nov 27, 2012

The core values driving Dhanlaxmi Bank

Dhanlaxmi Bank handles the accounts of over 3,000 temples and hundreds of churches in Kerala. Managing Director and CEO, P.G. Jayakumar, speaks about its core values.

Updated : Nov 26, 2012

Catholic Syrian Bank focusing on service differentiation

V.P. Iswardas, Managing Director and CEO of Catholic Syrian Bank, says whatever be the processes or technology, it should be supplemented with quality customer service.

Updated : Nov 26, 2012

NPA situation a concern but not alarming: RBI chief

Reserve Bank of India (RBI) Governor Duvvuri Subbarao speaks about the central bank's concern over the rise of non-performing assets in the banking system.

Kalpana Morparia, CEO of JP Morgan India

Updated : Nov 26, 2012

JPMorgan aims to double the number of clients in 5 years

JPMorgan Chase Bank emerged the best overall performer among small-sized banks in the 2012 BT-KPMG Best Banks Study.  Kalpana Morparia, CEO of JP Morgan India, says the bank is very excited about the growth prospects in India.

Updated : Nov 26, 2012

How Deutsche Bank built a strong balance sheet in India

Deutsche Bank, led by CEO Ravneet Gill in India, was the best mid-sized bank in terms of quality of assets in the 2012 BT-KPMG Best Banks Study. He sheds light into the bank's risk management systems.

Updated : Nov 26, 2012

DBS Bank banking on superior customer service

DBS Bank, led by General Manager & CEO Sanjiv Bhasin in India, was the best mid-sized bank in terms of productivity and efficiency in the 2012 BT-KPMG Best Banks Study. He says that the bank is constantly improving its processes to offer better customer service.

Updated : Nov 26, 2012

Bank of Nova Scotia's focus on efficiency driving profits

The Bank of Nova Scotia, led by CEO Sanjeev Mittal in India, was adjudged the most productive and efficient small bank in the 2012 BT-KPMG Best Banks Study. He says the bank has been able to improve its profitability by 50-60 per cent in the last 12 months.

Rana Kapoor, founder, MD and CEO of YES Bank

Updated : Nov 26, 2012

YES Bank focusing on gaining scale

YES Bank was the overall winner among mid-sized banks in the 2012 BT-KPMG Best Banks Survey.  Rana Kapoor, founder, MD and CEO of YES Bank, speaks on its current focus and future plans.

Updated : Nov 26, 2012

The success story of Bank of Baroda

Bank of Baroda, led by Chairman & Managing Director M.D. Mallya, retained its top position among large banks in the 2012 BT-KPMG Best Banks Study. He attributes this success to the bank's focus on people, process and technology.

Updated : Nov 26, 2012

Behind the 2012 BT-KPMG Best Banks Study

Deputy Editor Alokesh Bhattacharyya discusses the 2012 BT-KPMG Best Banks Study with Senior Editor Anand Adhikari.

Easy Access: A customer at the Mumbai branch of South Africa's FirstRand Bank. (Photo: Rachit Goswami)

Updated : Nov 26, 2012

India continues to offer vast opportunities to foreign banks

Foreign banks continue to enter India, despite its restrictive regulations, because of the vast opportunity the country offers. They now constitute the largest segment of scheduled commercial banks in the country.

Updated : Nov 22, 2012

Branch banking unlikely to go out of fashion in India

Electronic transactions are fast catching on. Technology is not only making banking convenient for customers, it has also allowed banks to expand their businesses faster. The cost of servicing a client is highest at a branch followed by ATMs, online and mobile phones.