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umesh mohanan

Umesh Mohanan

With commercial lenders staring at the possibility of piling up of stressed assets, credit from the formal sector has dried up for small businesses

MSME credit and gold loan companies - lenders of last resort for fund starved small businesses

by Umesh Mohanan |Jul 14, 2021

Commercial lenders are shying away from their primary business as they turn risk averse despite the government and the Reserve Bank of India (RBI) doing whatever it takes to spur credit flow to MSMEs