5 Must-Have Asset Classes for a Diversified Mutual Fund Portfolio

Building a diversified investment portfolio requires more than investing in equities and debt. Mutual funds offer investors access to five key asset classes: equity, debt, precious metals, Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs). Harshvardhan Roongta, CEO, Roongta Securities, explains how these asset classes can serve different investment needs and why asset allocation is essential for managing risk. Investors should choose mutual fund schemes based on their individual financial goals and risk appetite rather than copying others. A well-planned portfolio can help investors access multiple opportunities through professionally managed investment products.