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Cover Story

    Expert ViewChanges on home front

    Changes on home front

    Room capacity needs to double in the next five years to cope for inflow of travellers.

    Create your own wealth

    The fortunes of the macro economy are increasingly linked with the fortunes of the micro households.

    Housing for all

    In 1976, 33% of Mumbai lived in unauthorised housing. Today with twice the population, 66% of the city lives in slums.

    Irreversible bull run

    Many are worried about valuations but the best is yet to come.  Only a tiny portion of FII investment has come in.

    The best of times for start-ups

    My advice to budding enrepreneurs is that you need to be doing something 'different' or 'differently'.
    BankingToo close for comfort

    Too close for comfort

    Know Your Customer guidelines have been used to harass customers by way of cross selling. And also to design customised products to delight them.

    Consumer as a growth engine

    Consumers now seek to fulfill their aspirations at a younger age, taking a mix of debt and equity to fund their needs.
    Editor's NoteFrom the Editor-in-Chief

    From the Editor-in-Chief

    MONEY TODAY will offer down-to-earth advice on stock markets, mutual funds, insurance, banking, taxation, real estate and retirement planning.
    InsuranceHow much do you need?

    How much do you need?

    If your life cover is too small, it won't be of any help. If it is too large , you may be paying for something you don't need. Find out how much insurance you require and rightsize your cover.

    First among all forms of savings

    In future, insurers and financial services providers will work in tandem to offer solutions to customers based on their career. life plan and risk appetite.

    Lots more for lot less

    Customers will now be able to buy policies on the phone, through SMS and on the Net.
    BooksThe book that made Buffett

    The book that made Buffett

    Prithvi Haldea, managing director of  Prime Database, says that Benjamin Graham’s rules of value investing remain relevant more than half  a century later.
    Portfolio DoctorSolid assets, weak protection

    Solid assets, weak protection

    The Mumbai-based Menons have already created substantial assets. Now it’s time to protect these and to diversify as well.
    Mutual FundDid you earn this much?

    Did you earn this much?

    This is what the best mutual funds earned for investors in recent years.
    Sector ScenarioGolden opportunity

    Golden opportunity

    The Indian obsession with jewellery continues unabated. But people have also started looking at other forms of gold as an investment.
    My StoryTurning junk to gems

    Turning junk to gems

    Here's the story of how Arun Verma, a 'junkie', turned his hobby into a business.
    TaxReducing tax outgo in home loans

    Reducing tax outgo in home loans

    From the tax saving point of view, there is no ideal period for maintaining a home loan account.
    Real EstateWhat's behind the premium tag

    What's behind the premium tag

    The luxury frills offered along with your dream home may sound good but think hard if you really need them.
    New BusinessHire and Higher

    Hire and Higher

    When his IIM batchmates were racing up the corporate ladder, Sanjeev Bikhchandani was slogging it out to keep his small business a float.
    TechnologyWhich is the smartest?

    Which is the smartest?

    A guide to using smart technologies to save time, hassle and money.
    BASICSYour net worth

    Your net worth

    In times to come your net worth will decide how much credit you get and at what cost.
    UpfrontWealth of a nation

    Wealth of a nation

    The stock market, the most visible and audible symbol of wealth creation, has made up to 10 million Indians richer through the four-fold rise in the valuation of shares in less than four years.

    Did not pan out

    With the PAN allottment in a disarray, it seems unlikely that the problems that came in the way now will be ironed out by December 31.

    Going for flat

     The real winner would be the small investor whose transaction costs will come down with the introduction of the flat brokerage structure.

    How inflation erodes your wealth?

    We want returns from our investments to be higher than the rate of inflation. But by how much?

    Will winter freeze fuel bills

    A lot depends on the future of crude prices. If the coming winter is severe, the demand for heating could again push up the demand for petroleum products.
    StocksRecommendations from investment houses

    Recommendations from investment houses

    Here we focus on how select stocks are performing and how it can benefit you.
    CareersBuild a successful career

    Build a successful career

    When parting ways, make sure you don't go to a place where the pay is higher but the work is less challenging.
    InsightSmall Fortunes

    Small Fortunes

    Is your money going up in smoke? If a 35-year-old quits smoking, he can save up to Rs 12 lakh by the time he retires.

    Mutual Fund Monitor

    The Sensex heavyweights have outperformed smaller stocks in six months and one year.But in the last quarter, the smaller stock indices have outperformed the Sensex.
    Your WalletEasy EMIs for cars

    Easy EMIs for cars

    Most people don’t live within their income limits, but within their credit limits. That makes the EMI a better indicator of affordability than the MRP.