scorecardresearch

Cover Story

Dec 31, 2011
subscribe
Perspective Housing finance firms not to charge for pre-payment of floating home loans

Housing finance firms not to charge for pre-payment of floating home loans

The National Housing Bank (NHB) has directed housing finance companies (HFCs) to stop levying charges on repayment of all floating home loans ahead of scheduled tenure,

Recent rulings in the banking, telecom and capital market which can affect you

A look at recent rulings in the banking, telecom and capital market which can affect you.

Personal Finance experts on latest trends in the sector

"If a person has idle cash in savings account, he should invest in liquid funds where there is relatively lower interest rate risk," says Lakshmi Iyer, Head (Fixed Income), Kotak Mutual Fund.

Interesting facts and numbers from around the world

2.15 per cent is the growth in overall employment in India during April-June 2011, compared with 1.62 per cent a year ago, according to the labour ministry data.

SC nod to first right for employees on company's funds

Supreme Court has ruled in a verdict delivered on 8 November, 2011, that if a company goes bust, its employees will have the first claim on it assets for their employee provident fund dues.

RBI survey finds women use debit cards lesser than men

The central bank had commissioned the survey to assess customer satisfaction in the usage of automated teller machines (ATMs) across the country.

Cheques to only remain valid for 3 months from April 2012

From 1 April 2012, cheques, drafts, pay orders and banker's cheques will be valid for only three months. Currently, these instruments are valid for six months from the date of issue.

RBI brings transparency to real estate sector, asks for disclosures

The real estate sector has become slightly more transparent with new disclosure norms for mortgaged commercial properties.

Rupee falls 13 per cent in three months on domestic, global cues

In the last 3 months alone, the rupee has depreciated by 13 per cent, falling from the level of Rs 45 in August 2011 to Rs 51 as of 16 November 2011.

Pension schemes to get transparent, give guaranteed returns

From 1 December 2011, you can expect pension plans to be more transparent and user-friendly, while providing a guaranteed return on your capital.
Talk Back Money Today readers write to Editor

Money Today readers write to Editor

"The cover story (Filled with Hope, November 2011) paints an optimistic picture of the future of the Indian stock market. While it is true that that a predominant bearish sentiment is the best time to take a position in good stocks, I'm unable to understand whether the present slide has ended."
Technology Google Docs versus Microsoft Office 365 - Which is better?

Google Docs versus Microsoft Office 365 - Which is better?

Google (Docs) v/s Microsoft (Office 365): How do the two popular online office productivity suites fare when pitted against one another, feature for feature?

How to create a website

As the Internet becomes important in our life, it is time for you, too, to set up a website.
Smart Spending Cars, gadgets reviews for smart spending

Cars, gadgets reviews for smart spending

Sam Abraham introduces new products and services to help you zero in on those that offer value for money.

How to choose the best car safety seat for your child

Child safety seats are easily available in the market but which is the right one for your child?
Banking Best banks to take home, car, education loans from

Best banks to take home, car, education loans from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Careers Taking a break from work? Here's how to plan your comeback

Taking a break from work? Here's how to plan your comeback

Coming back from a career break is not easy. The best strategy would be to plan your re-entry well in advance.
Stocks Rajesh Exports among top gainers in last 6 months

Rajesh Exports among top gainers in last 6 months

Rajesh Exports is among the top gainers in the last six months with return of over 60 per cent.

Stocks that held strong amid sell-off and their future performance

We bring you an analysis of stocks that held strong amid sell-offs and how they are likely to perform.

Stocks that fell most since 2008 and offer good investment

Market analysts say investors must look at a company's corporate governance standards, capital expenditure plans, management quality and order inflows while exploring for investment opportunities.
Mutual Fund Equity funds continues in losses amid volatility

Equity funds continues in losses amid volatility

There has been no respite for investors in equity funds as they continue to lose money. In the past year, the average return on diversified equity funds have been -16 per cent.

Principal Large Cap Mutual Fund has outperformed four times in past five years

Principal Large Cap Mutual Fund has outperformed its category four times in past five years.
Insurance Must-have insurance policies apart from life, health insurance

Must-have insurance policies apart from life, health insurance

Here, we bring you three insurance covers that can ease financial stress in emergencies.
Investment Investment tip: How to make use of low value of power stocks

Investment tip: How to make use of low value of power stocks

Stocks of power companies have underperformed this year. This maybe the right time to gain from the low valuations.

Tips from market experts on how to predict stock movement

Though predicting equity markets and stock movements are not easy, equity analysts use many methods and indicators to predict market movements. We bring you some major indicators that market analysts and fund managers use.

Have shares with no buyers? Here's what you can do

One must tread with caution since there is no regulated market and price for shares that have no buyers in the open market. While the profit may be attractive, the loss may be devastating.

Invest in jute, almond to diversify commodities portfolio

Jute and almond can be used to diversify your commodity portfolio.

Tips for investing in bonus issues on stock markets

A bonus issue is usually good for the stock. But one must look at the fundamentals before investing.
Query Corner Money Today experts answer your financial queries

Money Today experts answer your financial queries

I have considerable investments in mutual funds and equities. Now I wish to liquidate some of them. I also have a second house that provides me an income of Rs 5,000 every month. Do I sell part of my equity investment and take a loan or sell my house?
Real Estate Cities with huge growth potential are best realty investments

Cities with huge growth potential are best realty investments

Investing is all about spotting the right opportunity. Places where big infrastructure and industrial projects come up see rapid growth, ensuring good returns on property investment. We explore some markets with huge growth potential.
Editors Note Money Today Executive editor on the best savings plan for you

Money Today Executive editor on the best savings plan for you

The government's decision to accept all the major recommendations of the Shyamala Gopinath committee that reviewed the National Small Savings Fund (NSSF) will bring in major changes in the country's canvas of fixed-income securities.