Cover Story

Invest cautiously amid talk of 'mother of all bull runs'
When things look this good, complacency is sure to creep in, forcing you to start committing 'small' mistakes that may burn a big hole in your portfolio when the market cycle reverses.

2014-11-01

Mandate of PFRDA Act is to ensure minimum cost, says NPS member RV Verma

RV Verma, member, Pension Fund Regulatory and Development Authority (PFRDA) on the rationale behind recent changes in National Pension System.

Mutual Fund

Analysing mutual funds to give you best investment options

There is no respite for yellow metal investors as Gold ETFs continue their poor run with negative average return (-0.63%) in the past three years.

Quantum LT Equity is a good MF investment option

The fund has a three-year annualised return of 20.51%, compared with the category's 18.21%

Strategies to adopt while investing in equity funds

Investing in mutual funds when the stock market is at a high level is risky. One fear is that it will fall. Second, in this market, like in all bull runs, there are too many distractions.

Financial Planning

Start-ups are using technology to lower health-care costs

We discuss some start-ups/companies in this space and how they are revolutionising the delivery of health care.

Perspective

Now, transfer money through Facebook with Kotak Mahindra Bank's new app

Kotak Mahindra Bank has launched a money transfer application called KayPay that allows you to transfer money to people on your Facebook friend list

Now, you have to pay lesser initial amount while buying a house

According to the new regulations, in case of a home loan of more than Rs 20 lakh, an HFC can provide a loan of up to 90% value of the property under certain conditions.

Investment

Should stock split matter to you as an investor?

Stock split involves division of equity shares by lowering their face value. It increase affordability and liquidity but have no impact on future returns.

Stocks

How SC ruling on coal blocks will impact related companies

Since the Supreme Court declared coal block allocations as illegal, the BSE Metal index slid 9% till October 8, while BSE Power and BSE Bankex fell 4.4% and 2%, respectively.

Best performing stocks you must invest in

Atul Ltd is among the top gainers in the past six months with return of 191%.

Insurance

Does it make sense to lock money for life at 9.3 per cent?

Experts say one must invest for long term as interest rates are likely to fall in the near future and 9.3% will be a very good return for a fixed-income instrument.

Real Estate

Tips for selling your house fast and at best possible price

The first thing you must do is to price the property correctly. Price is the main attraction for buyers and a big differentiator.

Banking

Best car, home, education loan deals on offer

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.

How you can teach your kids to manage finances

Children need to be taught how to manage money as sooner or later they will start using credit and debit cards.

Query Corner