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Cover Story

Perspective Regulator watch: How recent rulings can affect your investment

Regulator watch: How recent rulings can affect your investment

All life insurers will have to tie up with all five repositories and change at least 1,000 or 5% of existing individual policies, whichever is less, into the demat format from July 1, 2014.

Sebi sets floor for NCD issue size at 75 per cent

If a public issue of debt securities such as Non Convertible Debentures (NCDs) fails to attain 75% subscription, the money that has been collected from the public will to be refunded within 12 days.

RBI increases remittance limit to $125,000

The Reserve Bank of India (RBI) has increased the remittance limit under the Liberalised Remittance Scheme from $75,000 to $125,000.

HC raps SBI life, tells it to refund policy holder

In a landmark judgement, the Allahabad High Court has asked SBI Life Insurance to return Rs 50,000 to 72-year-old Virendra Pal Kapoor.

Sebi moves to rev up IPO market with slew of reforms

A number of large government-owned companies are likely to bring initial public offers, or IPOs, with the Securities and Exchange Board of India (Sebi) telling them to dilute at least 25% stake to the public.
Mutual Fund It's the right time to invest in small-cap and mid-cap funds

It's the right time to invest in small-cap and mid-cap funds

Both mid-cap and small-cap companies show pronounced cyclicality. Their earnings fall much more in a down cycle and rise much faster than that of the larger companies when the cycle turns.

Infrastructure funds make a smart comeback

After languishing for the past few years, infrastructure funds have made a smart comeback as stocks rallied in the hope that the new government will encourage investment in the sector.

Mutual Fund watch: HDFC Mid-Cap Opportunities has outpaced its benchmark by 10.7pc annually over past 5 years

HDFC Mid-Cap Opportunities has outpaced its benchmark by 10.7pc annually over past 5 years
Query Corner Money Today experts answer your personal finance queries

Money Today experts answer your personal finance queries

Money Today experts answer your personal finance queries -
LATEST Real estate outlook: Don't expect prices to rise anytime soon

Real estate outlook: Don't expect prices to rise anytime soon

The past 18 months have been tough for developers. Investor sentiment was low as sluggish economic growth reduced incomes and high inflation led to a rise in interest rates and lower savings, forcing people to postpone purchases.

Five free insurance covers you may have missed knowing about

Did you know there is an insurance cover that comes with air tickets. It makes airlines liable to pay compensation for loss or damage to your luggage, besides injury or death, due to their fault. Here are some more covers you probably don't know about.
Smart Spending How you should get air conditioner installed in your car

How you should get air conditioner installed in your car

This summer if you are without an AC in your car, here is how you should get one installed.

Value for money products - Micromax Canvas Doodle 3, STK soap 3-in-1 box, Genius HS 920 BT, Sony 64gb micro SD card

We introduce new products to help you zero in on those that could offer value for money.
Investment How investors can gain from possible interest rate movements in coming quarters

How investors can gain from possible interest rate movements in coming quarters

The uncertainty around interest rates is likely to continue in the foreseeable future. Experts in the industry expect these movements to be governed largely by inflation trends and advice you to plan investements on a medium-term basis.
Tax I-T returns: You may be under taxmen's lens if claiming both HRA and home loan deductions

I-T returns: You may be under taxmen's lens if claiming both HRA and home loan deductions

Some individuals cross the thin line between tax planning and tax evasion and end up on the wrong side of law. One such instance is taxpayers claiming deduction on house rent allowance (HRA) as well as interest paid on home loan while living in their own house.

Filing tax returns? Keep your papers in order

While preparing your returns, back-up documentation is necessary as it supports subsequent tax assessment. With e- filing of tax returns becoming mandatory, no document needs to be filed with the authorities; however, it is important that a salaried tax payer maintains adequate documents in support of his tax return.

With tax filing deadline around the corner, here are a few tips to get your tax planning right

Most of us have faced the consequences of late tax planning some time or the other in our life. That's why the best tax planning advice experts give is simple-Start Early.
Commodities How investors can make gains from a deficit monsoon

How investors can make gains from a deficit monsoon

As a commodity investor, you can take advantage of the resulting shortages pushing up prices. For instance, in 2002-03, when El Nino disrupted the monsoon, castor seed production fell 34 per cent. As a result, its price zoomed 30 per cent during the summer season.
Real Estate Buying a property? Compare circle and market rates for clarity

Buying a property? Compare circle and market rates for clarity

Check the difference between the circle rate and the market rate in the past and at current levels. A lower gap between the two will be beneficial since loans are given on the basis of sales deed which is closer to the circle rates.
Stocks Stocks of fertiliser companies to maintain gains this year

Stocks of fertiliser companies to maintain gains this year

Market experts say the rally in fertiliser stocks since the start of the financial year can be attributed to the upbeat sentiment after the general elections and company-specific news.

Allied industries stocks good bets in short, medium-term

As infrastructure spending picks up, those likely to gain early are allied companies such as infrastructure financers and metal, cement and capital goods makers.

Brokerages see upside in Infosys stocks with Vishal Sikka's appointment

The ending of the uncertainty about who will lead IT company Infosys with the appointment of Vishal Sikka as the chief executive officer (CEO) is likely to boost the company's stock. Brokerages give a thumbs up to the appointment of a new CEO at Infosys.

BEML is among the top gainers in the past six months

BEML is among the top gainers in the past six months with return of 277%.
Financial Planning Four avenues to ensure a steady income in retirement years

Four avenues to ensure a steady income in retirement years

Consider investing in these four avenues to ensure a steady income in retirement years.
Banking Tips to avoid rejection of your home loan application

Tips to avoid rejection of your home loan application

Although the norms for approving home loans have eased in the recent past, don't expect it to be a cake-walk. One small mistake can result in you merely dreaming of the house, and never actually owning it.

Best banks to take home, car, personal and education loans from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Editors Note All you need to know to ensure smooth claims processing across life

All you need to know to ensure smooth claims processing across life

In our cover story, we tell you all you need to know to ensure smooth claims processing across life, health and general insurance claims and also give you some valuable tips to help you remain prepared.
Talk Back The cover story of June 2014 issue (Mutual benefit) was informative

The cover story of June 2014 issue (Mutual benefit) was informative

The cover story of June 2014 issue (Mutual benefit) was informative and gave an extremely balanced view of the mutual fund market.