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Your investment guide for 2014
The New Year offers great investment opportunities for retail investors as the country's economy looks to emerge from a prolonged lean phase. This is, therefore, time for investors to make smart decisions to reap the benefits of a reviving economy.

Stocks will deliver best gains in 2014, says Anand Rathi
Apart from the two current favourites, IT and pharma, financial services, segments of automobile industry and companies associated with industrial capex will perform well in 2014, says Anand Rathi, Chairman, Anand Rathi Financial Services.
MFs will have to find right opportunities in current market in 2014, says Sundeep Sikka
The Indian mutual fund industry is transforming, in terms of regulation, primarily for the benefit of the investor. In 2014, funds will have the responsibility of finding opportunities in the current market as well as improving retail participation, says AMFI Chairman Sundeep Sikka.
Life insurance industry could offer better incentives in 2014, says V Manickam
Life insurance industry can leverage India's burgeoning population if the Union Budget exempts life insurance products from taxation, providing investors an incentive to buy life cover, says Life Insurance Council's V Manickam.
Agri commodities could offer high returns in 2014, says Tushar Rathod
Rupee volatility was a major factor, with the currency's fall supporting exports. Chinese economic growth and its demand for agricultural commodities will be the other crucial factor in 2014, says ADMISI Commodities' Tushar Rathod.
Industrial metals to move at varied pace in 2014, says Kishore Narne
Motilal Oswal Commodity's Kishore Narne says nickel and lead look the best in the metals pack on improved fundamentals, while copper can spring surprises mid-way.
Real estate prices may not come down in 2014, says CREDAI Chairman
CREDAI Chairman Lalit Jain says construction cost has increased by 40% in two years, while taxes have also gone up. This eliminates any scope for reducing prices.
Rupee to trade within 60-65 range over next 5-6 months: Kotak Securities
Rupee will trade within a range of 60 and 65 over the next five-six months till the elections are over and the political outcome is known, says Anindya Banerjee, Senior Manager, Currency Derivatives, Kotak Securities.
Market experts on what to expect from various sectors in 2014
Experts tell Money Today about their expectations from the various sectors. While business sentiment and policy reforms should pick up after the general elections in 2014, the investment cycle may take time for any significant revival.

2014-01-01

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Query Corner

Money Today experts answer personal finance queries

Money Today experts answer your queries on everything related to financial planning.

Smart Spending

Gadget tracker: Featuring MacBook Pro, Nexus 5 and more

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AutoBild lists out tips to keep your car safe in winters

Winter is here. Make sure your car is ready for the cold months, especially if you're planning a road trip. Here are our top tips to keep you safe on the road.

New Business

Virtual offices, co-working can help entrepreneurs and start-ups save initial costs

Virtual office service providers offer a recognisable business address that you can provide on business cards and letterheads, a phone number and an executive to handle calls and answer mails.

Stocks

Exercise caution when investing in stocks of tyre companies, say experts

Tyre stocks are on a roll. A sharp fall in rubber prices in the past few months and high replacement demand have ensured stellar gains for both tyre companies and their investors.

Top stocks that found favours with FIIs in 2013

FIIs have increased their stake in select stocks. Money Today analayses data over four quarters to see which stocks FIIs have been buying and selling in the last one year to give a hint about where to invest in 2014.

Tata Elxsi is among the top gainers in the past six months

Tata Elxsi is among the top gainers in the past six months with return of over 82 per cent.

Financial Planning

Electronic stamping is a convenient way to pay stamp duty

Paying stamp duty is an essential part of almost any transaction you do in India, from buying or selling a house to setting up a business agreement or even registering your many insurance policies.

Mutual Fund

Gold ETFs continue to disappoint investors for the second year in a row

Gold ETFs continue to disappoint investors for the second year in a row with negative returns as the precious metal remained under pressure globally due to strengthening dollar and fears of QE taper.

Asset management companies bring out funds to invest in Europe, Japan

Asset management companies, or AMCs, buoyed by returns from their US funds, are filing applications for funds that will invest in Japan and Europe. The argument in favour of these funds is that they will allow investors to diversify globally.

Religare Invesco Mid & Small Cap gave much better returns than its category's

Religare Invesco Mid & Small Cap fund has a five-year annualised return of 26.60%, compared with the category's 20.38%

Investment

Why RGESS is not gaining popularity with retail investors

Like many government schemes, while the intention was right, the execution was not. The scheme has failed to bring retail investors to the equity market in large numbers despite the promotion and awareness campaigns launched by the government and mutual fund houses.

We expect FII inflows to continue in 2014, says Sam Mahtani

Sam Mahtani, Director, Emerging Market Equities, F&C Asset Management, says the country's economic growth, the outlook for domestic interest rates and results of the coming general elections are going to be the key drivers of Indian equity markets next year.

Banking

Best banks to take loans from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.

Perspective

Sebi plans to rein in research analysts

The market regulator has floated a 'consultation paper on proposed regulation of research analysts'.

A look at recent rulings in the personal finance sector

A look at recent rulings which can affect you -

Sebi appointed panel suggests widening definition of 'insiders'

A committee set up by the capital market regulator has proposed to widen the definition of insiders by including public servant, employees and their immediate relatives who are in possession of price-sensitive information.

Relief for borrowers as home loans get cheaper

The decision comes after the Reserve Bank of India (RBI), in its 18 December policy review, decided not to increase the rate at which it lends to banks.

Editor's Note