Cover Story

Ten common investment strategies and why they may not work
How many times have you been told about 'the next big stock' by a broker, a friend or a colleague? However, once you invest, the stock stops performing, or begins well and then starts to falter. Money Today busts a few myths surrounding some investment strategies.

2014-04-01

Digital

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Query Corner

Money Today experts answer your personal finance queries

Stocks

Investing in oil and gas stocks will pay off in the long run

Experts say heavy research and development will allow oil and gas companies to bring down the cost of doing business. If the rupee remains stable over the next 12 months, the sector could be in for a turnaround.

Sharp increase in NPAs has dented performance of United Bank of India stock

A sharp increase in non-performing assets over the past two quarters has dented the performance of United Bank of India. However, experts believe that the bank is a good bet long-term due to attractive valuations.

Stocks of MNCs, though give higher returns, are a risky bet

One drawback of investing in MNCs' local arms is that the parent may try to take control of the business and delist it or transfer the subsidiary's major components to a 100 per cent subsidiary while using the listed company for other aspect of the business.

NTPC's beaten-down stock may be a good investment bet

Recent regulatory changes threaten to put pressure on NTPC. The beaten-down stock may be a good investment bet.

Stock watch: Ybrant Digital among top gainers in past six months

Ybrant Digital is among the top gainers in the past six months with return of over 450 per cent.

Investment

Focused equity funds offer higher returns than diversified funds

As asset management companies launch funds that invest in just a few stocks, Money Today looks into the merits and demerits of investing in focused funds.

How to choose the right broker for investment guidance

Choosing the right broker is the first step towards having a successful investing career. However, finding the right broker is not easy. The best approach is to make a list of facilities you want from your broker. Here are a few tips on how to zero in on the best.

Investment tip: How to choose the best mid-caps to invest in

There is a perception that mid-cap stocks are risky. This is partly right, as some risks are directly related to size. One more reason is that mid-caps are under-researched and, therefore, more likely to be priced wrongly. Investors, however, can benefit from this by identifying potential winners early.

How to best use reward points given by credit, debit card companies

Reward points are an incentive for customers to use their cards as much as they can. Money Today tells you how to make the best use of reward points given by credit/debit card companies.

Commodities

NCDEX tool to track international gold, silver prices in rupees

In a move towards making gold and silver futures contracts more transparent and convenient, the National Commodity Derivatives Exchange has introduced special gold and silver hedge contracts.

Real Estate

Real estate buyback schemes are less attractive than they seem

Struggling to raise funds in this sluggish market, real estate developers are coming out with assured buyback/return schemes to attract buyers. Money Today looks at how risky these schemes are.

Perspective

Is it viable to invest in PSU ETF?

Managed by Goldman Sachs Asset Management Company, a specialist in ETFs, the fund will invest in 10 Central Public Sector Enterprises or CPSEs in India. The ETF was offered at a 5% discount during the new fund offer (NFO) period from 19 March to 21 March 2014.

Maruti Suzuki stock upgraded after changes in deal with Suzuki Motor

Maruti Suzuki's stock is back on track after the company decided to tweak the deal with parent Suzuki Motor on its Gujarat plant, dispelling most concerns raised by minority shareholders.

No extra interest on PPF, NSC from this fiscal

The government has disappointed a majority of investors by not increasing the interest rates on some of the most popular small savings schemes such as Senior Citizen Saving Schemes (SCSS), Monthly Investment Scheme (MIS), 5- & 10-year National Saving Certificates (NSC) and Public Provident Fund (PPF).

IRDA accuses SBI Life of benefiting agents, calls for Rs 275 cr refund

The Insurance Regulatory and Development Authority (Irda) has accused SBI Life of unfairly benefiting its corporate agents in the sale of Dhanraksha Plus, a limited premium paying term policy, and asked the insurer to refund Rs 275 crore to policyholders.

A look at recent rulings which can affect you

Insurance

Tips to handle tough questions when buying insurance

While buying insurance online, the toughest part for most customers is answering the medical-and lifestyle-related queries in the proposal form. Some questions are general, but some are specific and relate to medical condition, profession and hobbies of the buyer. Here's a guide to navigating the difficult questions that you are asked while buying insurance.

Fraudulent claims in OPD covers is a challenge: Anuj Gulati

Anuj Gulati, Chief Executive Officer, Religare Health Insurance, talks to Money Today on factors that are driving the health insurance business and his company's plans for the future.

Smart Spending

Should you invest in gold buying schemes by jewellers?

With gold prices remaining high and showing few signs of coming down, various jewellers offer monthly saving schemes through which people can set aside funds for buying jewellery. Money Today looks into the merits of such schemes.

Value for money buys: Technogym Artis, Galaxy Grand 2, Dell tablets and more

We introduce new products to help you zero in on those that could offer value for money.

Editor's Note