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sbi savings fund direct plan growth
SBI Savings Fund Direct Plan Growth

SBI Savings Fund Direct Plan Growth

  • Moderate Risk
  • Fixed Income
  • Money Market
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NAV as on Dec 19, 2025
i
Price per unit of the scheme.
₹ 45.83870.02%1 Day Change
0.44%
Minimum Investment₹500
Expense Ratio0.23%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
SBI Savings Fund Direct Plan Growth
VS
Fixed Income: Money Market Average NAV
    Topper in Fixed Income: Money Market
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    SBI Savings Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    Nifty Money Market TR INR
    Expense Ratio
    0.23%
    Category Avg Expense Ratio
    0.21%
    Minimum Investment (Lumpsum/SIP)
    ₹ 500 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 36,650.10 Cr(As on Nov, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    nil

    bt_logoABOUT THE FUND

    Objective: To provide the investors an opportunity to invest in money market instruments.

    SBI Savings Fund Direct Plan Growth is an Fixed Income - Money Market fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 19, 2025 is ₹45.84. Its expense ratio is 0.23 %. The fund has an AUM of ₹36,650.10 Cr.The fund is managed byR. Arun,Mohit Jain,Pradeep Kesavan,Rajeev Radhakrishnan.
    The minimum initial investment is  ₹500 in Lumpsum mode.

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    bt_logoFUND MANAGER

    R. Arun
    R. Arun
    i
    Lead Fund Manager.
    Apr 30, 2012 - Present
    • Fund Manager Rank7Out of 23
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed3
    • Total AUM₹ 1,28,391.47 Cr
    • Highest Return In 1 Yr7.53 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    SBI Liquid Fund Direct Plan Growth
    --
    ₹ 4,236.34
    0.46%
    0.38%
    Moderate Risk
    ₹69,047.58Cr
    SBI Savings Fund Direct Plan Growth
    ₹ 45.84
    0.44%
    0.36%
    Moderate Risk
    ₹36,650.10Cr
    SBI Overnight Fund Direct Plan Growth
    --
    ₹ 4,319.41
    0.43%
    -%
    Low Risk
    ₹22,693.80Cr
    SBI Liquid Fund Direct Plan Growth
    Moderate Risk--
    • NAV₹ 4,236.34
    • Fund Size₹69,047.58Cr
    Fund Return0.46%
    Category Return0.38%
    SBI Savings Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 45.84
    • Fund Size₹36,650.10Cr
    Fund Return0.44%
    Category Return0.36%
    SBI Overnight Fund Direct Plan Growth
    Low Risk--
    • NAV₹ 4,319.41
    • Fund Size₹22,693.80Cr
    Fund Return0.43%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Mohit Jain
    Mohit Jain
    i
    Lead Fund Manager.
    Nov 30, 2017 - Present
    • Schemes managed43
    • Total AUM₹ 6,50,003.49 Cr
    • Highest Return In 1 Yr29.15 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    SBI Magnum Children's Benefit Fund- Investment Plan Direct Growth
    --
    ₹ 47.65
    -3.04%
    -%
    Very High Risk
    ₹5,052.54Cr
    SBI Multicap Fund Direct Growth
    --
    ₹ 17.45
    -2.70%
    -1.63%
    Very High Risk
    ₹23,956.40Cr
    SBI Balanced Advantage Fund Direct Growth
    --
    ₹ 16.73
    0.66%
    -0.45%
    Very High Risk
    ₹39,337.41Cr
    SBI Magnum Children's Benefit Fund- Investment Plan Direct Growth
    Very High Risk--
    • NAV₹ 47.65
    • Fund Size₹5,052.54Cr
    Fund Return-3.04%
    Category Return--
    SBI Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.45
    • Fund Size₹23,956.40Cr
    Fund Return-2.70%
    Category Return-1.63%
    SBI Balanced Advantage Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.73
    • Fund Size₹39,337.41Cr
    Fund Return0.66%
    Category Return-0.45%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pradeep Kesavan
    Pradeep Kesavan
    i
    Lead Fund Manager.
    Dec 1, 2023 - Present
    • Schemes managed46
    • Total AUM₹ 6,70,864.33 Cr
    • Highest Return In 1 Yr29.15 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    SBI Credit Risk Fund Direct Plan Growth
    ₹ 50.90
    0.17%
    0.14%
    Moderately High risk
    ₹2,182.37Cr
    SBI Savings Fund Direct Plan Growth
    ₹ 45.84
    0.44%
    0.36%
    Moderate Risk
    ₹36,650.10Cr
    SBI Short Term Debt Fund Direct Growth
    ₹ 35.15
    0.12%
    0.07%
    Moderate Risk
    ₹17,716.50Cr
    SBI Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 50.90
    • Fund Size₹2,182.37Cr
    Fund Return0.17%
    Category Return0.14%
    SBI Savings Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 45.84
    • Fund Size₹36,650.10Cr
    Fund Return0.44%
    Category Return0.36%
    SBI Short Term Debt Fund Direct Growth
    Moderate Risk
    • NAV₹ 35.15
    • Fund Size₹17,716.50Cr
    Fund Return0.12%
    Category Return0.07%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rajeev Radhakrishnan
    Rajeev Radhakrishnan
    i
    Lead Fund Manager.
    Dec 1, 2023 - Present
    • Schemes managed22
    • Total AUM₹ 3,47,539.35 Cr
    • Highest Return In 1 Yr11.83 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    SBI Corporate Bond Fund Direct Growth
    ₹ 16.43
    0.03%
    -0.02%
    Moderate Risk
    ₹25,054.24Cr
    SBI Banking and PSU Fund Direct Plan Growth
    ₹ 3,402.29
    0.01%
    -0.02%
    Low to Moderate Risk
    ₹4,212.99Cr
    SBI Magnum Low Duration Fund Direct Plan Growth
    ₹ 3,742.86
    0.33%
    0.29%
    Moderate Risk
    ₹16,698.26Cr
    SBI Corporate Bond Fund Direct Growth
    Moderate Risk
    • NAV₹ 16.43
    • Fund Size₹25,054.24Cr
    Fund Return0.03%
    Category Return-0.02%
    SBI Banking and PSU Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 3,402.29
    • Fund Size₹4,212.99Cr
    Fund Return0.01%
    Category Return-0.02%
    SBI Magnum Low Duration Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 3,742.86
    • Fund Size₹16,698.26Cr
    Fund Return0.33%
    Category Return0.29%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (28.90%)
    CASH (70.84%)
    Allocation by Market Cap
    Other Cap(0.25%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      0.04
      This Fund
      VS
      -0.45
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      91.27
      This Fund
      VS
      62.88
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.67
      This Fund
      VS
      1.66
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      2.80
      This Fund
      VS
      1.20
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      38.35
      This Fund
      VS
      9.15
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.32
      This Fund
      VS
      0.51
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    SBI Funds Management Ltd
    SBI Funds Management Ltd manages assets worth ₹ - crores. It’s current offering of mutual fund schemes includes schemes.
    phone icon
    Phone
    022 - 61793000
    mail icon
    Email
    aum
    AUM
    ₹ - Cr (
    As on Nov 30, 2025
    )
    location
    Address
    C-38 & 39, G Block, Bandra Kurla Complex, Mumbai,400 051

    bt_logoFAQ's

    What is the category of SBI Savings Fund Direct Plan Growth ?
    The category of SBI Savings Fund Direct Plan Growth is Fixed Income - Money Market
    What is the current NAV of SBI Savings Fund Direct Plan Growth ?
    The current NAV of SBI Savings Fund Direct Plan Growth as on Dec 19, 2025 is ₹45.84
    How safe is SBI Savings Fund Direct Plan Growth ?
    The risk level of SBI Savings Fund Direct Plan Growth is Moderate.
    What are short term returns given by SBI Savings Fund Direct Plan Growth ?
    The return given by SBI Savings Fund Direct Plan Growth in 1 month is 0.44%, 3 months is 1.48%, 6 months is 3.03%, and 1 year is 7.53%
    What are the long term returns given by SBI Savings Fund Direct Plan Growth ?
    The return given by SBI Savings Fund Direct Plan Growth in 3 years is 7.60% and 5 years is 6.27%.
    What is the expense ratio of SBI Savings Fund Direct Plan Growth ?
    The expense ratio of SBI Savings Fund Direct Plan Growth is 0.23%
    What is the AUM of SBI Savings Fund Direct Plan Growth ?
    The assets under Management (AUM) of SBI Savings Fund Direct Plan Growth is Rs 36,650.10 crores.
    What is the minimum investment in SBI Savings Fund Direct Plan Growth ?
    The minimum Lumpsum investment in SBI Savings Fund Direct Plan Growth is ₹500.00 and the minimum SIP investment in SBI Savings Fund Direct Plan Growth is ₹1,000.00
    What is the asset allocation of SBI Savings Fund Direct Plan Growth?
    SBI Savings Fund Direct Plan Growth has an exposure of 28.90% in Debt and 70.84% in Cash & Money Market Securities

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