Small finance banks and those dealing with micro lending like Bandhan Bank have seen more than 90 per cent of their micro loan book come under moratorium
The bank has to prepare for new set of NPAs post August when the six-month moratorium period ends
The six-month moratorium on loans where the 25-30 per cent of the loan book is locked, has created new cash flow challenges
The announcement comes after the Reserve Bank of India extended moratorium on equated monthly instalments (EMIs) of loans by three months till August 31, 2020
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