Should Retail Investors Stop SIPs After 2 Years Of Weak Nifty Returns? Expert Explains

Many retail investors who entered the market over the last few years are worried after seeing limited returns from the Nifty, mid-cap and small-cap segments. Expert Aashish Somaiyaa, CEO, WhiteOak Capital Mutual Fund, said investors should avoid drawing conclusions from short-term market performance. He emphasized that wealth creation in equities is rarely linear, with markets often delivering the bulk of returns in relatively short periods while remaining flat or volatile for extended stretches. Somaiyaa argued that two years of muted returns should not discourage long-term investors. Instead, he believes such phases often lay the groundwork for future gains as corporate earnings and economic growth continue to progress. His message: stay focused on long-term goals and avoid reacting to temporary market noise.