Malti Jaswal, CEO, E-Meditek (TPA) Services, tells Chandralekha Mukerji how the Preferred Provider Network (PPN) will affect the health insurance industry.
Stricter norms for standardisation of health insurance products can hurt innovation, Antony Jacob, CEO, Apollo Munich Health Insurance, tells Sarbajeet K. Sen and Chandralekha Mukerji.
Well, did you see the rate chart of that speciality hospital next door?
Your finances could be under stress, should you need its services as an
in-patient. So, have you thought of buying a health insurance policy?
The health insurance sector, which is growing at a rapid pace, is all set to witness a sea-change with the ushering in of portability from July 1.
Insurers are seeking approval from Irda for increasing health insurance premium rates, R.K. Kaul, CMD, Oriental Insurance, tells Sarbajeet K. Sen and Chandralekha Mukerji.
You may be tempted by some health policies that offer huge sum insured. Are they worth the premium invested?
Public sector insurers plan to start negotiations for preferred hospital networks in Kolkata, Chandigarh, Hyderabad and Ahmedabad. The popularity of insurance plans for
children seems amazing, especially its high market share of all policies
issued (Handle With Care, February 2010), writes ANIL BHARDWAJ from Kanpur. Events do happen. A search in time could help avoid some pain, at least on the financial front. A survey conducted by the ING group to gauge the 'financial intelligence
quotient' throws up some insights into the behavior of Indian consumers
regarding financial planning.
20 ideas for an inexpensive home makeover One of the basic and economical ways to give a new look to your living
room can simply be by emphasizing on a particular corner or an object. HDFC Equity Mutual Fund has outperformed its benchmark index in four of the past five years.
Best performing stocks Metal companies have done well in the past five years, with four among the top 10.
Top Ranked Funds Ever since the equity market crashed in 2008, infrastructure funds have
been unable to repeat the performance they showed during the bull-run of
2003-07. I want to invest Rs 80,000 in gold funds for the long term. Is this a
good time to do so? Which funds do you recommend? Also, Do I get tax
exemptions for investing in gold funds? As the markets correct, for the Money Today-Value Research Lifestage Portfolios it is an opportunity to buy units at low rates.
Profit from a Balancing Act Balanced funds provide the best of both equity and debt, varying their exposure to maximise profits or cut losses, in a volatile market.
Looking Beyond Borders Bouyed by liquidity, global funds have beaten domestic ones over the last six months. The rally is expected to continue, especially for commodity funds.
Banking on Mutual Funds The conservative Indian investor has always believed in bank deposits. Now mutual fund houses are trying to woo them through customised schemes. Higher oil prices will mean inflation, lower growth and a weaker rupee - putting paid to a decade of progress.
Fuelling your Investments With demand remaining strong it may be a good time to have energy commodities - heating oil, gasoline, natural gas and crude oil - in your portfolio. Discrepancies in credit scores are often due to delay in updating the
records by lenders, says Phil Nolan, managing director, Experian Credit
Be Worthy To Borrow Don't just walk into any bank for a loan. Do your homework before you apply as rejections impact your credit-worthiness. Do you often run out of cash when you go shopping? If you need to
withdraw some money from your bank account, you will now have the option
to walk into a merchant establishment with your debit card.
Ferrous Futures Exchanges, such as the Multi Commodity Exchange and the Indian Commodity Exchange, launched iron ore futures on 29 January 2011.
Quotes "In the (health insurance) portability
era, service will be the differentiator. If you move to the right
company, you would get better service," says Amarnath Ananthanarayanan, CEO and MD, Bharti Axa General Insurance.
Sebi: Change at Helm U.K. Sinha has taken over as the chairman of the Securities and Exchange
Board of India (Sebi), the capital market regulator, with effect from
18 February 2011.
Best Route Forward Smart order-routing can help you to discover the best price available on
the two major bourses - the Bombay Stock Exchange and the National
Regulator Watch A look at the recent rulings that can affect you.
Pay More, Earn More With banks raising their interest rates, your monthly outgo towards loan
repayment will go up. However, there's some respite in form of higher
Owner or Tenant? Did your landlord increase your house rent again? Do you feel that you
are paying too much as rent? Should you buy a property in a locality
that's close to your office as well as children's school? Kedar Deshpande, Head (Retail Broking), Edelweiss, tells Rahul Oberoi why the Reserve Bank of India could further tighten policy rates in the next few months. Following the seventh round of benchmark rate hikes in 2010-11, stocks of rate-sensitive sectors - banking, auto and realty - have seen fall in prices. To follow your current boss to a new job might seem the obvious choice
but evaluate the pros and cons of such a move before you make your
decision, says Devashish Chakravarty. So, portability of health insurance policies is round the corner. From
July 1, disgruntled consumers will be able to change insurers
seamlessly. Is that good news? Surely, it is, but only for those of you
who do have health cover.
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