Cover Story

Budget 2015 will be good for many sectors despite lack of big-bang announcements
The Budget will be good for many sectors despite lack of big-bang announcements. All eyes are now on impact it will have on corporate earnings and, hence, stock markets.

Govt takes right steps to curb black money
The importance of dealing with the problem of black money has been visible in the Government's agenda, with the issue being mentioned during the presentation of the Union Budget too.
Govt announces a slew of schemes to help you monetise your gold holdings
"The scheme will allow depositors of gold to earn interest in their metal accounts and jewellers to obtain loans in their metal accounts. Banks and other dealers will also be able to monetise gold," FM had said.
Tips to align your portfolio with new tax proposals in Budget
We take you through the various tax proposals in the Budget that require you to rework your portfolio and suggest the best ways to carry out these changes.
Union Budget 2015-16 offers a mixed bag for mutual fund investors
The Budget announced a slight increase in expense ratio, while distributor business may suffer due to its inclusion in the service tax list.

2015-04-01

Digital

SUBSCRIBE NOW

Investment

How you can use Joel Greenblatt's Magic Formula to invest in stocks

The formula stands on two ratios. First, the company's EBIT as a proportion of its net fixed assets plus net working capital and second, the company's EBIT as a proportion of its enterprise value.

Retail investors unlikely to gain from investing in commodity funds

Even as the stock market enters a bull run, retail investors are unlikely to gain much by investing in commodity funds.

Don't invest in company FDs unless you are sure about the company's credentials

While it is not a bad strategy to invest in corporate FDs to secure some stability in rates, one should be cognisant of the risks involved.

India Inc continues to face slowdown blues, hopes for better days next year

If the economy is on a path to revival, it is definitely not showing in corporate earnings. After many quarters of slowing down, the profit after tax (PAT) of Sensex and Nifty companies fell 6.4% and 4.8%, respectively, in the third quarter of 2014-15.

Smart Spending

The latest value-for-money gadgets you can buy

We introduce new products to help you zero in on those that could offer value for money.

Mutual Fund

Invest with caution in gold exchange-traded funds

Return from gold exchange-traded funds (ETFs) have been dismal in the past one year as yellow metal prices slumped due to strengthening US dollar.

Mutual Fund watch: BNP Paribas mid-cap offers scope for growth

The fund has delivered 3-year annualised return of 34.16 per cent, compared with the category's 30.72 per cent.

Insurance

So much needs to be done in insurance sector in India: John Holden

Money Today speaks with John Holden, CEO of Canara HSBC OBC Life, how relevant their business model is in the light of RBI's move to allow banks to become insurance brokers.

Stocks

Three ratios that can help you identify good stocks

The key ratios you can use to analyse a company are return on equity (RoE), return on assets (RoA) and return on capital employed (RoCE).

Stock watch: NCC among the top gainers in the past six months

Money Today analyses the performance of stocks and tells you the best investment options for high gains.

Query Corner

Your personal finance queries answered

Finance experts answer your personal finance queries, from taxation to insurance and investment.

Banking

How to ensure safety while using mobile wallet

Mobile wallet allows you to spend without swiping your debit/credit card. We bring you tips on how to use it safely.

Best loans on offer from public and private sector banks

Money Today tells you about the best and cheapest loan deals on offer for house, car and education from private and public sector lenders.

Sector Scenario

Telecom sector to face uncertainty in near term

While the focus of telecom companies during the initial phase of privatisation was on adding subscribers, now the stress is on making money by offering value-added services.

Financial Planning

Tips to invest your voluntary retirement scheme money

Studies have shown that as many as 70% people who get a windfall lose it within a few years. It is, therefore, important to create a regular income stream.

Commodities