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icici prudential retirement fund pure equity plan direct growth
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

  • Very High Risk
  • Allocation
  • Retirement
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NAV as on Nov 26, 2025
i
Price per unit of the scheme.
₹ 37.98001.15%1 Day Change
1.93%
Minimum Investment₹5000
Expense Ratio1.22%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty 500 TR INR
    Expense Ratio
    1.22%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 100
    Lock In (Years)
    5
    Fund Size
    ₹ 1,516.19 Cr(As on Oct, 2025)
    Inception Date
    Feb 28, 2019
    Turnover
    65.00 %
    Exit Load
    Nil. However, the Trustee shall have a right to introduce the exit load structure with prospective effect subject to a maximum prescribed under the Regulations.

    bt_logoABOUT THE FUND

    Objective: To generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.

    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is an Allocation - Retirement fund. The fund was launched inFeb 28, 2019. Its risk level is . The NAV of the fund as onNov 26, 2025 is ₹37.98. Its expense ratio is 1.22 %. The fund has an AUM of ₹1,516.19 Cr.The fund is managed byManish Banthia,Anuj Tagra,Lalit Kumar,Sharmila D’mello,Darshil Dedhia,Rohit Lakhotia,Sanket Gaidhani.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Lalit Kumar
    Lalit Kumar
    i
    Lead Fund Manager.
    May 4, 2022 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed9
    • Total AUM₹ 52,036.34 Cr
    • Highest Return In 1 Yr15.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Business Cycle Fund Direct Growth
    --
    ₹ 27.45
    0.85%
    -%
    Very High Risk
    ₹15,091.20Cr
    ICICI Prudential MidCap Fund Direct Plan Growth
    ₹ 350.74
    1.99%
    1.65%
    Very High Risk
    ₹6,963.67Cr
    ICICI Prudential Commodities Fund Direct Growth
    --
    ₹ 46.85
    -1.98%
    -%
    Very High Risk
    ₹3,188.69Cr
    ICICI Prudential Business Cycle Fund Direct Growth
    Very High Risk--
    • NAV₹ 27.45
    • Fund Size₹15,091.20Cr
    Fund Return0.85%
    Category Return--
    ICICI Prudential MidCap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 350.74
    • Fund Size₹6,963.67Cr
    Fund Return1.99%
    Category Return1.65%
    ICICI Prudential Commodities Fund Direct Growth
    Very High Risk--
    • NAV₹ 46.85
    • Fund Size₹3,188.69Cr
    Fund Return-1.98%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Manish Banthia
    Manish Banthia
    i
    Lead Fund Manager.
    Feb 27, 2019 - Present
    • Schemes managed27
    • Total AUM₹ 5,09,776.31 Cr
    • Highest Return In 1 Yr74.73 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Equity Savings Fund Direct Growth
    ₹ 24.98
    0.97%
    0.38%
    Low to Moderate Risk
    ₹16,994.08Cr
    ICICI Prudential Business Cycle Fund Direct Growth
    --
    ₹ 27.45
    0.85%
    -%
    Very High Risk
    ₹15,091.20Cr
    ICICI Prudential Debt Management Fund(FOF) Direct Plan Growth
    ₹ 47.97
    0.46%
    -%
    Moderate Risk
    ₹110.33Cr
    ICICI Prudential Equity Savings Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 24.98
    • Fund Size₹16,994.08Cr
    Fund Return0.97%
    Category Return0.38%
    ICICI Prudential Business Cycle Fund Direct Growth
    Very High Risk--
    • NAV₹ 27.45
    • Fund Size₹15,091.20Cr
    Fund Return0.85%
    Category Return--
    ICICI Prudential Debt Management Fund(FOF) Direct Plan Growth
    Moderate Risk
    • NAV₹ 47.97
    • Fund Size₹110.33Cr
    Fund Return0.46%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anuj Tagra
    Anuj Tagra
    i
    Lead Fund Manager.
    Feb 27, 2019 - Present
    • Schemes managed14
    • Total AUM₹ 1,44,181.58 Cr
    • Highest Return In 1 Yr15.90 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Constant Maturity Gilt Direct Growth
    ₹ 25.80
    0.76%
    0.72%
    Moderate Risk
    ₹2,595.72Cr
    ICICI Prudential Gilt Fund Direct Plan Growth
    ₹ 112.67
    0.06%
    0.14%
    Moderate Risk
    ₹9,146.09Cr
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    --
    ₹ 99.13
    -0.31%
    -0.20%
    Moderate Risk
    ₹1,086.59Cr
    ICICI Prudential Constant Maturity Gilt Direct Growth
    Moderate Risk
    • NAV₹ 25.80
    • Fund Size₹2,595.72Cr
    Fund Return0.76%
    Category Return0.72%
    ICICI Prudential Gilt Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 112.67
    • Fund Size₹9,146.09Cr
    Fund Return0.06%
    Category Return0.14%
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    Moderate Risk--
    • NAV₹ 99.13
    • Fund Size₹1,086.59Cr
    Fund Return-0.31%
    Category Return-0.20%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sharmila D’mello
    Sharmila D’mello
    i
    Lead Fund Manager.
    Jul 31, 2022 - Present
    • Schemes managed50
    • Total AUM₹ 6,35,439.06 Cr
    • Highest Return In 1 Yr46.40 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Housing Opportunities Fund Direct Growth
    --
    ₹ 18.39
    -0.49%
    -%
    Very High Risk
    ₹2,360.39Cr
    ICICI Prudential Equity Savings Fund Direct Growth
    ₹ 24.98
    0.97%
    0.38%
    Low to Moderate Risk
    ₹16,994.08Cr
    ICICI Prudential Business Cycle Fund Direct Growth
    --
    ₹ 27.45
    0.85%
    -%
    Very High Risk
    ₹15,091.20Cr
    ICICI Prudential Housing Opportunities Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.39
    • Fund Size₹2,360.39Cr
    Fund Return-0.49%
    Category Return--
    ICICI Prudential Equity Savings Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 24.98
    • Fund Size₹16,994.08Cr
    Fund Return0.97%
    Category Return0.38%
    ICICI Prudential Business Cycle Fund Direct Growth
    Very High Risk--
    • NAV₹ 27.45
    • Fund Size₹15,091.20Cr
    Fund Return0.85%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Darshil Dedhia
    Darshil Dedhia
    i
    Lead Fund Manager.
    Jan 22, 2024 - Present
    • Schemes managed16
    • Total AUM₹ 1,53,107.98 Cr
    • Highest Return In 1 Yr15.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Savings Fund Direct Plan Growth
    ₹ 567.56
    0.70%
    0.50%
    Low to Moderate Risk
    ₹28,908.38Cr
    ICICI Prudential Liquid Fund Direct Plan Growth
    --
    ₹ 399.54
    0.49%
    0.39%
    Low to Moderate Risk
    ₹50,120.55Cr
    ICICI Prudential Overnight Fund Direct Growth
    --
    ₹ 1,426.09
    0.45%
    -%
    Low Risk
    ₹15,062.63Cr
    ICICI Prudential Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 567.56
    • Fund Size₹28,908.38Cr
    Fund Return0.70%
    Category Return0.50%
    ICICI Prudential Liquid Fund Direct Plan Growth
    Low to Moderate Risk--
    • NAV₹ 399.54
    • Fund Size₹50,120.55Cr
    Fund Return0.49%
    Category Return0.39%
    ICICI Prudential Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,426.09
    • Fund Size₹15,062.63Cr
    Fund Return0.45%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rohit Lakhotia
    Rohit Lakhotia
    i
    Lead Fund Manager.
    Jun 12, 2023 - Present
    • Schemes managed16
    • Total AUM₹ 76,890.23 Cr
    • Highest Return In 1 Yr15.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth
    --
    ₹ 12.71
    0.50%
    -%
    Moderate Risk
    ₹1,606.61Cr
    ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth
    ₹ 35.13
    0.75%
    0.49%
    Low to Moderate Risk
    ₹9,764.38Cr
    ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
    --
    ₹ 19.54
    1.35%
    -%
    Moderately High risk
    ₹84.08Cr
    ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.71
    • Fund Size₹1,606.61Cr
    Fund Return0.50%
    Category Return--
    ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 35.13
    • Fund Size₹9,764.38Cr
    Fund Return0.75%
    Category Return0.49%
    ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
    Moderately High risk--
    • NAV₹ 19.54
    • Fund Size₹84.08Cr
    Fund Return1.35%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sanket Gaidhani
    Sanket Gaidhani
    i
    Lead Fund Manager.
    Aug 29, 2025 - Present
    • Schemes managed2
    • Total AUM₹ 3,876.58 Cr
    • Highest Return In 1 Yr15.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Housing Opportunities Fund Direct Growth
    --
    ₹ 18.39
    -0.49%
    -%
    Very High Risk
    ₹2,360.39Cr
    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
    --
    ₹ 37.98
    1.93%
    -%
    Very High Risk
    ₹1,516.19Cr
    ICICI Prudential Housing Opportunities Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.39
    • Fund Size₹2,360.39Cr
    Fund Return-0.49%
    Category Return--
    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
    Very High Risk--
    • NAV₹ 37.98
    • Fund Size₹1,516.19Cr
    Fund Return1.93%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Oct, 2025
    EQUITY (90.61%)
    DEBT (-%)
    CASH (9.39%)
    Allocation by Market Cap
    Large Cap(35.94%)
    Mid Cap(26.80%)
    Small Cap(27.88%)
    Industry Holdings
    • -%
    Stock Holdings
    • Multi Commodity Exchange of India Ltd4.60%
    • Bharti Airtel Ltd3.62%
    • Mahindra & Mahindra Ltd3.29%
    • Info Edge (India) Ltd3.09%
    • UPL Ltd3.00%
    • Vedanta Ltd2.77%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.20
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.15
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      14.72
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    ICICI Prudential Asset Management Company Limited
    ICICI Prudential Asset Management Company Limited manages assets worth ₹ 9,98,972.42 crores. It’s current offering of mutual fund schemes includes 61 equity, 63 debt and 22 hybrid schemes.
    phone icon
    Phone
    +91 22 26428000
    mail icon
    Email
    investor.helpdesk@hdfcbank.com
    aum
    AUM
    ₹ 9,98,972.42 Cr (
    As on Oct 31, 2025
    )
    location
    Address
    3rd Floor, Hallmark Business Plaza, Mumbai,400 051

    bt_logoFAQ's

    What is the category of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The category of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is Allocation - Retirement
    What is the current NAV of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The current NAV of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth as on Nov 26, 2025 is ₹37.98
    How safe is ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The risk level of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is Very High.
    What are short term returns given by ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The return given by ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth in 1 month is 1.93%, 3 months is 7.14%, 6 months is 11.48%, and 1 year is 15.27%
    What are the long term returns given by ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The return given by ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth in 3 years is 26.08% and 5 years is 27.76%.
    What is the expense ratio of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The expense ratio of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is 1.22%
    What is the AUM of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The assets under Management (AUM) of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is Rs 1,516.19 crores.
    What is the minimum investment in ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth ?
    The minimum Lumpsum investment in ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is ₹5,000.00 and the minimum SIP investment in ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is ₹100.00
    What is the asset allocation of ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth?
    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has an exposure of 90.61% in Equity and 9.39% in Cash & Money Market Securities

    bt_logoCALCULATORS

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