Business Today
Subscribe
WEF Davos 2026PMS TodayUS NewsIndiaWeatherBT ShortsNRIEducationElection
BT GolfBT India 100BT Mindrush
Search
Advertisement
Business News
personal finance
news

News

Over the years, the KCC scheme has been expanded to include investment credit for allied and non-farm activities.
Updated : Feb 14, 2026

Kisan Credit Card set for overhaul; 4 big changes that could impact farmers’ access to credit

Under the existing structure, farmers receive a highly subsidised loan, with the Government of India providing an interest subvention of 2% and a prompt repayment incentive of 3%, effectively bringing the interest rate down to 4% per annum.

Avoid rejections and delays: What to check before applying for a credit card online
Updated : Feb 12, 2026

How to apply for a credit card online? From eligibility to verification, a step-by-step guide

Here’s a clear, step-by-step guide to applying for a credit card online and avoiding common pitfalls

EximPe is among a small group of firms to receive PA-CB authorisation without having previously operated as an online payment gateway or holding a domestic payment aggregator licence.
Updated : Feb 11, 2026

EximPe targets $1 bn in cross-border UPI payments after securing RBI PA-CB licence

EximPe is one of a small number of PA-CB licensees to secure the approval without previously holding a domestic payment aggregator licence or operating an online payment gateway. The authorisation allows it to support collections through UPI, cards, wallets and local bank transfers.

Draft Income Tax Rules 2026 may increase PAN card threshold
Updated : Feb 10, 2026

Draft Income Tax Rules 2026 may increase PAN threshold: What it means for you, your bills

Draft Income Tax Rules: The list of Category 1 metropolitan cities for the purpose of claiming house rent allowance have also been expanded to include Bengaluru, Pune, Ahmedabad, and Hyderabad, apart from Delhi, Mumbai, Kolkata, and Chennai.

Data on state-wise income thresholds shows stark differences in what it takes to be considered part of the top 1%. 
Updated : Feb 9, 2026

₹22 lakh and the Top 1% illusion: CA explains why it still doesn’t feel rich in India

After accounting for a 30% income tax bracket, high rents, expensive schooling, transport and lifestyle inflation, the purchasing power of a ₹22 lakh salary shrinks rapidly.

RBI Governor Sanjay Malhotra clarified that customers may still be eligible for compensation even in cases where a one-time password (OTP) has been shared
Updated : Feb 6, 2026

Hit by digital fraud? RBI proposes Rs 25,000 compensation for small-value losses

The governor pointed out that while the monetary value of most digital frauds may be relatively small, their frequency is high. According to RBI’s assessment, a majority of reported digital fraud cases involve amounts below Rs 55,000.

The West Bengal government in its Budget speech made it clear that the DA increase will not be implemented right away and will come into effect from April 1, 2026.
Updated : Feb 5, 2026

West Bengal: Interim Budget announces 4% DA hike as apex court orders DA arrears payout

On Wednesday, the Supreme Court reiterated that the West Bengal government must immediately clear 25% of pending DA arrears owed to state government employees.

The Centre maintains that higher tobacco taxes bring India closer to global public health standards.
Updated : Feb 2, 2026

Cigarette price shock from Feb 1: Full pack rates jump to Rs 120, longer variants cost Rs 220–225

Distributors say cigarette packs are now costlier by at least Rs 22–25 for every pack of 10 sticks, with premium and longer variants witnessing even steeper hikes. While manufacturers are yet to officially notify revised maximum retail prices (MRPs), the increase is already evident on the ground.

Markets are also watching for capital gains tax changes, including possible LTCG cuts and an STT rollback, especially for foreign portfolio investors.
Updated : Feb 1, 2026

Capital gains tax and STT explained: What investors need to know ahead of Budget 2026

Capital gains tax is levied on profits earned from the sale of capital assets such as equity shares, mutual fund units, real estate, bonds and other investments. The applicable tax rate depends on two key factors -- the nature of the asset and the holding period, which determines whether gains are classified as short-term or long-term.

The Finance Ministry said on Friday (January 23, 2026) that the wage revision will benefit 46,322 employees, 23,570 pensioners and 23,260 family pensioners.
Updated : Jan 24, 2026

Centre to shell out over Rs 13,500 crore on wage and pension revisions: Who gets how much

The Central Government has cleared long-pending wage and pension revisions for key institutions in India’s financial sector, covering employees of PSGICs, NABARD staff, and retirees of RBI and NABARD. The move reflects a renewed focus on employee welfare and retirement security amid rising living costs and longer post-retirement lifespans, with significant fiscal outlays and broad beneficiary coverage across institutions.

The measures are expected to benefit around 46,322 employees, 23,570 pensioners and 23,260 family pensioners.
Updated : Jan 23, 2026

Government clears pay hikes for PSGIC, NABARD staff and pension revisions for RBI retirees

The Centre has approved long-pending wage and pension revisions for employees and retirees across key public-sector financial institutions, including PSGICs, NABARD and the RBI. The move covers retrospective pay hikes, higher pension payouts and revised family pension norms, with a significant fiscal outlay.

The shift in the job market has only widened this gap.
Updated : Jan 17, 2026

Degrees, EMIs & SUVs: India’s middle class isn’t poor, it’s trapped in a costly definition of ‘normal’

The paradox is familiar to millions of urban Indians. Pay slips look respectable, promotions arrive on time, yet savings never seem to grow meaningfully.

For central government employees, the salary account will remain zero-balance while offering concessional rates on home, education, vehicle and personal loans.
Updated : Jan 17, 2026

Govt rolls out new salary account package with banking, insurance, card perks

Announced this week, the initiative is aimed at central government employees across all categories, Group A, B and C, and will be offered through public sector banks.

An estimated eight crore EPFO subscribers stand to benefit from these changes.
Updated : Jan 16, 2026

EPFO news: UPI-based EPF withdrawals to start by April, aiming for streamlined access

EPFO will allow it subscribers to gain faster access to their provident fund savings, with the facility to withdraw EPF directly into their bank accounts through a UPI-based payment gateway expected to roll out by April this year. The labour ministry is developing a system under which a portion of the EPF balance will remain locked in, while a substantial share can be withdrawn seamlessly via the Unified Payments Interface.

ince January 2025, PF transfer requests are processed automatically without requiring any action from either employees or employers.
Updated : Jan 16, 2026

From withdrawals to claim settlements: EPFO simplifies access to your PF corpus in major social security push

EPFO has simplified partial withdrawal rules by merging multiple provisions into a single, easy framework, ending confusion and delays. Members can now withdraw up to 75% of their balance for eligible needs, while 25% remains invested for retirement security.

IndiGo and Nobero, the traveller brand from the house of TMRW, today announced a strategic partnership under the IndiGo BluChip loyalty programme
Updated : Jan 16, 2026

Now, flyers can earn IndiGo BlueChip points as they shop

IndiGo BluChip members can now earn 1 point for every Rs 100 spent on any Nobero product

Under the new rules, a larger portion of pay will now go toward statutory contributions such as provident fund and gratuity, strengthening long-term savings.
Updated : Jan 15, 2026

How Labour Code 2025 will rejig your salary: Here’s how take-home pay, bonus, leave encashment will change

Under the revised framework, wages include basic pay, dearness allowance and retaining allowance. If these components together fall short of the 50 per cent threshold, employers are required to add the difference to ensure compliance.

Employers are now expected to revisit compensation structures to align with this broader wage definition after the new reforms have changed how “wages” are defined.
Updated : Jan 16, 2026

Labour Codes 2025 explained: How the new gratuity formula impacts your monthly payout

The rollout of the new labour codes in November 2025 has put gratuity rules back in focus, with reforms set to reshape who qualifies and how payouts are calculated. From expanded eligibility for contract workers to higher benefits driven by a broader wage definition, the changes mark a major shift in employee social security.

Mid-cap and small-cap funds attracted ₹4,176 crore and ₹3,824 crore, respectively, while large-cap funds saw inflows of ₹1,567 crore. 
Updated : Jan 9, 2026

Gold ETFs log record inflows as equity MF investments cool marginally in Dec: AMFI data

Despite the month-on-month dip in equity inflows, systematic investment plan (SIP) contributions touched a record ₹31,001.67 crore in December, highlighting disciplined retail participation. 

Since January 2025, the EPFO simplified the process of updating profiles for members.
Updated : Jan 8, 2026

EPFO update: EPFO to accept transgender identity cards for name, gender change in records

With the latest notification, the Transgender Identity Certificate/Card has now been formally added to this list of acceptable documents. “The said document shall be deemed to have been included in the List of Acceptable Documents available as Annexure II to the circular dated January 16, 2025, on Simplification of Joint Declaration Process,” the EPFO said.

When investors grasp these core distinctions, markets stop feeling intimidating and start feeling logical. 
Updated : Jan 4, 2026

Language of wealth: These 10 finance word-pairs separate smart investors from the rest

By cutting through jargon and focusing on every day money behaviour, learning these word combo can replace fear and emotion with clarity, discipline and long-term confidence.

Load More

MARKET BUZZ

  • NSE
  • BSE
  • No data found
SUBSCRIBE TO
BUSINESS TODAY MAGAZINE
Subscribe Now
Already a subscriber?Login

TOP VIDEOS