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Gen Z And Money: Why Young Investors Want Quick Returns Over Long-Term Wealth Creation

Gen Z And Money: Why Young Investors Want Quick Returns Over Long-Term Wealth Creation

Sakshi Batra
Sakshi Batra
  • New Delhi,
  • Sep 26, 2026,
  • Updated Sep 26, 2026, 1:00 PM IST

Gen Z is increasingly taking an active interest in money and investing, but their approach to wealth creation can differ from older generations. With information, quick commerce and instant services available at their fingertips, young investors may also expect faster results from their investments. Pankaj Mathpal, Founder & Managing Director, Optima Money Managers, explains how this mindset can create challenges when following long-term investment strategies such as mutual funds. The discussion explores how Gen Z approaches money, investing and financial decisions, and why developing patience alongside financial knowledge and skills could help young investors build wealth more effectively over the long term.