Motor Insurance Add-Ons You Actually Need Explained: Zero Depreciation, RSA & Return-To-Invoice

Car insurance add-ons can provide extra protection beyond a comprehensive policy, but choosing the right ones is important. Deepak Yohannan, Insurance Expert, recommends zero depreciation and roadside assistance as useful add-ons for car owners. Zero depreciation can help cover the full cost of replacing certain damaged parts without applying depreciation. Roadside assistance can provide help if your vehicle breaks down or gets stranded. Another useful option is return-to-invoice cover, which can help you receive the invoice value of the vehicle in cases such as theft or total loss. Understanding these add-ons can help you choose suitable coverage without paying for unnecessary benefits.