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  • Aggregator sites help you compare and shortlist plans across insurers. Here's a list of the more popular online players.
  • What do you want from your insurance policy? Life cover? Savings? Tax benefits? Or all of these? The core objective of an insurance policy is to cover the risk of death.
  • Chief Actuary at Kotak Life Insurance explains why it is important to customise life insurance to meet different requirements at every stage of life. It is essential to keep track of the changes in your income, responsibilities and number of dependants to ensure adequate coverage at all times.
  • Gaurav Dua analyses the insurance sector, which is poised for growth in India and offers good investing opportunities.
  • Kartik Jhaveri examines the flaws in Ulips, the most popular insurance product, and the steps the regulator should take to remove them.
  • Though popular with investors, traditional plans have limited utility and should not be your only source of insurance.
  • New rules promise to rid the Ulips of some of their flaws. Here's what it means for the investor.
  • A. Giridhar, Executive Director (Admin), Irda, spoke to Money Today about investing in Ulips and the recent developments.
  • Mutual funds cost the investor a higher commission over the long term, compared with ulips, which are expensive in the short term.
  • If you are window-shopping for a Ulip, here are some of the essentials you should consider.
  • In an era of constantly evolving needs, parents are prone to rejecting plain vanilla plans that focus only on education and profession.
  • Changing lifestyles and investor attitudes, and improving technology have drastically altered the modes of selling life insurance in India.
  • Universal Life Insurance, a new product in india, is an ideal long-term investment that comes with interesting riders.
  • S.B. Mathur, Secretary-General, Life Insurance Council, speaks about the need for greater customer vigilance and importance of insurance agents.
Jul 01, 2010
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BASICS Are you fit for equity investing?

Are you fit for equity investing?

Stock investing is not for everyone. You should enter only if you can withstand the gut-wrenching feeling that comes with the ups and downs in the markets. Take this short quiz to find out if you are mentally suited to dabbling in equities.
Insight The 150 per cent increase in tax-saving limit is likely to push people to save more

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DTC: Modified, but Ambiguous

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What to buy and what not to

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Exchange offer

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Stocks The money makers

The money makers

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With the markets facing pressure, the Nifty may fall to sub-4,800 levels, offering a negative outlook for the short and the long term.

Is it safe to bet on metals?

Though metal stocks have been resurgent, their inherent volatility makes them a risky investment currently.

Value of price

Here are the factors that affect the price or premium of an option and are crucial to a trader's success in the futures and options market.

A crumbling cookie

Kamya Jaiswal decides to sell a stock after research reveals that the company has no effective plans to counter competition.
Expert View Investors pay for not having a say

Investors pay for not having a say

As a risk-taker, the owner of a company should take a share of the profit, not a fixed amount every month.
Real Estate Is it the right time to buy?

Is it the right time to buy?

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Investment Illogical instinct

Illogical instinct

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"Most of the people require professional help to pick a suitable product"

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Patience is the key

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Talk Back "Can an agent be held legally responsible for withholding information not assured by the policy?"

"Can an agent be held legally responsible for withholding information not assured by the policy?"

This refers to the story on health insurance (The Healthy Approach, June 2010). Can an agent be held legally responsible for withholding information or promising benefits not assured by the policy?
Editors Note From the Editor

From the Editor

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The soft tax target

The income-tax authorities gun for individual defaulters even as corporates devise ways to circumvent the system and escape lightly.
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While insurance is an essential part of financial planning, under specific circumstances, you would do well not to buy a life cover.
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Jack of all trades

Conor Woodman stops providentially short of being the proverbial Jack. He trades relentlessly, but escapes the unflattering epithet because he masters a few.
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Don't fret if you can't lay your hands on free credit cards. The fee-based cards, with their attractive rewards and freebies, can be a sound pick.