Suryoday vs Jana Small Finance Bank FD Rates: Compare 1-Year, 3-Year, 5-Year, Tax Saver fixed deposit schemes

Small finance banks remain at the forefront of the fixed deposit market, offering higher interest rates than many public and private sector lenders. Here's how the latest FD rates of Suryoday Small Finance Bank and Jana Small Finance Bank compare across key tenures.

Among them, Suryoday Small Finance Bank and Jana Small Finance Bank stand out for offering interest rates of up to 8.10% and 8.00%, respectively, to regular investors. Senior citizens can earn even higher returns of up to 8.25% at Suryoday and 8.30% at Jana, making both banks attractive choices for those seeking higher yields.

While higher interest rates can enhance returns, investors should also consider deposit tenure, liquidity requirements and the ₹5 lakh DICGC deposit insurance available at scheduled banks before investing.

Suryoday Small Finance Bank FD rates

Suryoday Small Finance Bank offers FD interest rates ranging from 4.00% to 8.10% for regular customers and 4.15% to 8.25% for senior citizens. The bank's highest slab rate of 8.10% is available on a 30-month tenure.

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The bank also offers a 5-year Tax Saver FD with 7.90% interest for regular depositors and 8.10% for senior citizens.

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Jana Small Finance Bank FD rates

Jana Small Finance Bank offers interest rates between 3.50% and 8.00% for regular investors and 3.50% to 8.30% for senior citizens. Its highest interest rate of 8.00% is available on deposits with tenures of above two years to three years.

Jana's 5-year Tax Saver FD offers 7.77% to regular customers and 8.00% to senior citizens.

Suryoday vs Jana: FD comparison

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